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Living a regret-free fulfilling life daily regardless of circumstances

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Category: Crypto

Earning your 1st dollar from the Internet

Posted on June 28, 2024June 28, 2024 by careyourpresent

It’s been a month since my last update

Well before I share about earning the 1st dollar from the internet, Let’s me provide some update about my site first.

It’s been a month since my last blog post. I was busy with many things in life which result in lesser time to write anything on my blog.

For the past month, I am busy with many things.

Usually, I slept at 1am and work at 6.30am daily.

I have to squeeze my time into the various items below:

  • Peak Period for Work with struggle of daily life with two kids. Woke up at 6.30am, prepare them to go school, then 830am start work, non-stop (no time for breakfast, then about 10minute lunch) before picking my primary school kid at 1.30pm, then rush back to work again, then pick the other kid at around 5pm, then work while prepare dinner, spent time with family till 11pm after they sleep, then finally some me time till 1am.
  • New House Renovation. I just got the key from my BTO. Yes, the recent CCS Tengah BTO and result in so much news and stories. I am also one of them who took up CCS, well so far, no issue after stress test for a day. Cross finger. Renovation is not cheap; shall I share something about renovation in future article?
  • Investment – Reits are dying (based on what many people said), heavy paper loss but with dividend Panadol. My portfolio also down but isn’t the interest rate uncertainty that makes the shares goes down and makes it lesser risk. Isn’t this the best time to buy when people are fearful? Didn’t many hope for Areit to be $2.50 as they have missed the COVID crash? It’s here now. Stock market is weird, people like to buy when it goes up, many are rushing to buy banks now while it is high. Anyway, I leave this for another update post on investment later.
  • Trading – Crypto. Airdrop. Recently I got two airdrops but quickly sold them off as the Crypto Market undergo a bear correction within bull. Earned about 2k usd+ in progress.
  • Harvested 1st MacDonald SBT with Free Nuggets
  • Medical issue – See Health is Your Most Valuable Asset – But human only regret after they lost it

https://x.com/careyourpresent/status/1805135872700084579
https://x.com/careyourpresent/status/1800486049690611990
https://x.com/careyourpresent/status/1803329812385374272

Earning Your First Dollar Online: Turning Dreams into Reality

Well back to the real part of this article…

Making your initial dollar online is a major achievement for many individuals as it signifies the transformation of virtual potential into real success.

By freelancing, selling goods, producing content, or providing services, the internet provides various ways to capitalize on abilities and concepts. The process usually begins by pinpointing a specialized area, establishing a presence, and actively seeking out opportunities.

Receiving that first payment is an exciting occasion, confirming that the online world can serve as a profitable avenue for generating revenue.

Do you dream of this every day? I don’t know about you, and I did.

How and why pursue this?

Earning your first dollar online is a thrilling moment, filled with more than just financial gain—it’s a profound sense of achievement and joy. In today’s digital age, the internet opens doors for turning passions and skills into viable income sources, making dreams tangible realities.

The Excitement of Pursuit

For many, it all starts with a dream—a desire to break free from conventional paths and explore the boundless opportunities online. Whether it’s freelancing, selling handmade crafts, teaching courses, or offering services, the internet empowers individuals to pursue their passions on their own terms. The journey may begin with uncertainty, but the thrill of starting something new and meaningful drives them forward.

Transforming Passion into Profit

Central to this journey is the ability to share passions and expertise. Picture a writer crafting captivating content for clients worldwide or an artist selling their unique creations to a global audience. Online platforms provide a stage to showcase talents and connect directly with those who appreciate their work. This direct interaction not only fuels creativity but also nurtures a sense of purpose and satisfaction.

Validation in the First Dollar

Earning that initial dollar online goes beyond a financial transaction; it validates effort and commitment. It signifies overcoming doubts and believing in oneself despite challenges. When that notification arrives—confirming payment for services rendered or a product sold—it sparks an indescribable rush of happiness and pride. It’s a moment where dreams take shape, proving that pursuing passions can lead to tangible rewards.

Embracing the Journey

Beyond financial gains, the emotional journey of earning online enriches life experiences. There are lessons learned and skills refined, as individuals adapt to market demands and discover their strengths. There are also connections made and communities formed, as online platforms foster collaboration among like-minded individuals. These experiences not only contribute to professional success but also promote personal growth, resilience, and determination.

THE JOY of first dollar.

Yes! It came today.

As usual, I would like to be transparent to all.

I just got my first payout of $20+ after running Ezoic since Nov 2023 last year. 6 months efforts for writing 2-3 articles per week?

I started this site using wordpress.com on 5 April 2022 with the main objective to share about cryptocurrency (you can refer to my first post).

Slowly as my site grows further, I have moved from wordpress.com to wordpress.org on 28 November 2022.

To run site, I need to pay for hosting fee, domain fee etc and of course with the efforts of writing articles.

Before this I am also running Google Adsense (so far only has around $100 sgd earnings, not yet cashout, treshold is $150. This value has not been going up since I added Ezoic. Not sure why). I have shared something on Google Adsense earlier.

Side Hustle: Google AdSense’s earnings for 1 week and is it worth to start a blog?

Too many efforts and too little return

WRITING and running a site with the Aim of earning money is not easy. Many efforts and perhaps with much little returns.

An article could take hours to write, but if no one read and not much ad income, quite sad right?

Hence, slowly for 2nd Q year I started to be lazy, instead of keep writing non-stop for 2-3 articles weekly, I will write only when I have inspiration, treat it more like a hobby and a journal for my future kids to read when they grow up.

To my surprise, actually I got $20+ today. Lol.

Anyway, this is my first DOllar online! Of course, this is way too little amount, but it’s worth celebration!

(Note, online income from interest and dividends I don’t count it in!)

Deal 1:

Interest rates are getting lower everywhere and there are usually many hoops to jump to get higher rate such as OCBC 360 and UOB ONE!
Consider Maribank, one of the fuss free and give you 1.28% daily without any conditions! Interest is credited daily!

Sign up for MariBank using my referral code: 2KGZ29UL.
https://www.maribank.sg/product/mari-savings-account/

Insured up to S$100k by SDIC.

Deal 2:

Best Items that I have bought from Shopee.

ONLY the best useful worthy items

Many people I realised that they have only shared things that give them the most commissions. I am different. I will only share things that I have bought, used and found it to be good.

Deal 3:

Webull – Get free money!

Good deal! Do not miss this! Sign up here now for free money!!

Deal 4:

Trust Bank New Clients

  • Sign up using referral code KNDBPEPT. Key in this code after you download the Trust Bank App from Trust Bank Website
  • No minimum balance account
  • No foreign transaction fee, great exchange rates when overseas. See my review via Trust Card – Excellent Card for overseas usage.

Deal 5:

FSMone – Cheap Comms and can transfer your shares to Personal/Joint CDP for Free

I am using FSMOne.com to invest in funds & ETFs (including money market funds). FSM is good due to the low comms and the free transfer from FSMOne to CDP (typically takes less than a week to transfer). If you do not have an account, you can sign up here. Please use my FSMOne referral code: P0413007.

  • You can read my experience of how I buy cheaply using FSMOne and then transfer my shares to Joint CDP within few days via $0 Free of Charge Transfer of SGX Shares from FSM to CDP and updates! – Done in less than 3 days!
  • I am also using FSMOne as part of my Estate Planning Plan. You can read about this via Simplified Guide to the Key Gist of Grant of Probate and Estate Planning

Deal 6:

Eskimo – Best Option for Roaming!

For now, you can get 500MB for free just by signing up with my referral link, no purchase required (I get 500MB only too, but only if you buy a paid plan). Referral code: CHING104915

You can read my review here.

  • Battle of Enough VS Spending for Financial Bloggers
  • Ultimate Formula for FIRE (Financial Independent, Retire Early)
  • Demise of REITs and do you still believe in REITs?
  • Dividend Investing is Dangerous
  • SSB Bond Ladders
  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com

Money just buy you the chance of freedom but can’t buy back time. In life, there is no reset button. Time is limited but money is not.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed (your strong health, time with young child) while busying striking out in career.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

Love your life daily. You have one less day with your spouse, parents, children and yourself. Time is ticking away.

Focusing Careyourpresent & living a fulfilling life by supercharging your mind & investment/online income. Careyourpresent Series focus on things that one MUST know in their Life.

  • Embracing the Transience: Life Is Short
  • Are you one of them?
  • Three Pictures to change your Life and Mind
  • Live in Present is not easy
  • 小时候,幸福很简单。长大了,简单很幸福。
  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

More articles can be found here.

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

  • Telegram Group (Chat with me and other like minded people!)
  • Telegram Channel (Get the latest updates on the markets/life!)
  • Twitter
  • Facebook
  • RSS Feed

You may also contact me via [email protected].

Market indeed coming down

Posted on April 14, 2024April 14, 2024 by careyourpresent

As seen in my previous article,

Black Swan Ahead: Strategic Insights and Preparations for Uncertain Times

The fun is indeed coming!

Crypto

Crypto down a lot and I got liquidated.

Lost everything today after I wake up. pic.twitter.com/f2qqq3SwnJ

— Edmond | Careyourpresent (@careyourpresent) April 13, 2024

Just woke up and realised I got liquidated overnight.

I was 10x long

I lost everything I had.

I don't even have $500 in my bank account.

I have been in crypto since 2017.

Today I lost everything.

I am liquidated.

Life is so sad.

— Edmond | Careyourpresent (@careyourpresent) April 13, 2024

But I am happy to be liquidated. Means time to buy in fear!

US Down last friday

US markets are also down last week, VIX also increases.

Exciting Times ahead! What’s my action?

I have already shared this in my previous article.

Black Swan Ahead: Strategic Insights and Preparations for Uncertain Times

Seems like I missed out one thing – War and Gold.

Shopping Time is coming soon!

Time to start shopping.

Financial Market is a weird place, people like to crowd, FOMO and buy when the market is high (higher risk). When the market is down (lower risk), people scared and don’t dare to buy, thinking it may drop lower. When the chance missed out and market up again, then they FOMO buy!

Isn’t this weird?

Deal 1:

Interest rates are getting lower everywhere and there are usually many hoops to jump to get higher rate such as OCBC 360 and UOB ONE!
Consider Maribank, one of the fuss free and give you 1.28% daily without any conditions! Interest is credited daily!

Sign up for MariBank using my referral code: 2KGZ29UL.
https://www.maribank.sg/product/mari-savings-account/

Insured up to S$100k by SDIC.

Deal 2:

Best Items that I have bought from Shopee.

ONLY the best useful worthy items

Many people I realised that they have only shared things that give them the most commissions. I am different. I will only share things that I have bought, used and found it to be good.

Deal 3:

Webull – Get free money!

Good deal! Do not miss this! Sign up here now for free money!!

Deal 4:

Trust Bank New Clients

  • Sign up using referral code KNDBPEPT. Key in this code after you download the Trust Bank App from Trust Bank Website
  • No minimum balance account
  • No foreign transaction fee, great exchange rates when overseas. See my review via Trust Card – Excellent Card for overseas usage.

Deal 5:

FSMone – Cheap Comms and can transfer your shares to Personal/Joint CDP for Free

I am using FSMOne.com to invest in funds & ETFs (including money market funds). FSM is good due to the low comms and the free transfer from FSMOne to CDP (typically takes less than a week to transfer). If you do not have an account, you can sign up here. Please use my FSMOne referral code: P0413007.

  • You can read my experience of how I buy cheaply using FSMOne and then transfer my shares to Joint CDP within few days via $0 Free of Charge Transfer of SGX Shares from FSM to CDP and updates! – Done in less than 3 days!
  • I am also using FSMOne as part of my Estate Planning Plan. You can read about this via Simplified Guide to the Key Gist of Grant of Probate and Estate Planning

Deal 6:

Eskimo – Best Option for Roaming!

For now, you can get 500MB for free just by signing up with my referral link, no purchase required (I get 500MB only too, but only if you buy a paid plan). Referral code: CHING104915

You can read my review here.

  • Battle of Enough VS Spending for Financial Bloggers
  • Ultimate Formula for FIRE (Financial Independent, Retire Early)
  • Demise of REITs and do you still believe in REITs?
  • Dividend Investing is Dangerous
  • SSB Bond Ladders
  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com

Money just buy you the chance of freedom but can’t buy back time. In life, there is no reset button. Time is limited but money is not.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed (your strong health, time with young child) while busying striking out in career.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

Love your life daily. You have one less day with your spouse, parents, children and yourself. Time is ticking away.

Focusing Careyourpresent & living a fulfilling life by supercharging your mind & investment/online income. Careyourpresent Series focus on things that one MUST know in their Life.

  • Embracing the Transience: Life Is Short
  • Are you one of them?
  • Three Pictures to change your Life and Mind
  • Live in Present is not easy
  • 小时候,幸福很简单。长大了,简单很幸福。
  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

More articles can be found here.

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

  • Telegram Group (Chat with me and other like minded people!)
  • Telegram Channel (Get the latest updates on the markets/life!)
  • Twitter
  • Facebook
  • RSS Feed

You may also contact me via [email protected].

Free USD$800 from Airdrop

Posted on March 15, 2024March 15, 2024 by careyourpresent

“Crypto is ponzi with no real world values. It’s just an electronic count with no real asset backings.”

We always hear the above. Of course there are truth in this statement but…

It is also true that Crypto can make you lots of money from little money. One of the way which I have mentioned before is Crypto.

Crypto Twitters (a.k.a CT)

If you are into CT, you would know that many big influencers with xxx K followers always post pictures that you can earn $10000, etc just from $15 via airdrops, then they would put a picture to show and makes people FOMO.

Some time they bought some meme coins, then shill them to make people FOMO.

There are some truth in these pictures/statements but not always true. Some time you are their exit liquidity.

Repeat after me.

You are their exit liquidity.

However, for those low cost airdrop, one could always put some money to try. No harm, afterall, it’s free money right?

What are Airdrops?

Previously, I have shared some posts about airdrops, let me re-share them again.

Time for Free AirdropS!
Cryptocurrency Airdrop, AKA, Free Money! and some Updates
It’s a long start of the year – what I have been busy with?

Let me show your real example

Recently I got into $AEVO. I was too busy to type a post about this in my blog but I did share in my Twitter.

While stock last! $AEVO https://t.co/to9BctqhGY

— Edmond | Careyourpresent (@careyourpresent) January 14, 2024

For those who real take action farm will be rewarded.

Depending on how much effort that you have put in and how much money that you have put in, your rewards would be vastly different.

My AEVO Story

From around the date where I shared the post about $AVEO in my twitter as above, I put in $200 USDC into the account and started trading in their account.

They came out with boosted volume and eventually my boosted volume is $300k before the snapshot. Base volume is about $62k.

https://t.co/ukRLOqkaSC$AEVO @aevoxyz

Last day of farm boost!

Quick! pic.twitter.com/47EncIk8U7

— Edmond | Careyourpresent (@careyourpresent) March 6, 2024

How much money did I earn from the $200 efforts for airdrop?

For Airdrop $800 USDC

thanks $AEVO for free money. pic.twitter.com/DxWgtmFQzm

— Edmond | Careyourpresent (@careyourpresent) March 14, 2024

For Trading Profits

I forgot to screenshot this, but eventually I took out about $500 USDC from it.

Total Profit from $200 capital -> $800 + $(500-200) = $1100.

Not too shabby for few months of effort and fun in trading.

Airdrop is good Money

What I am sharing with you is that Airdrop is good money if you put in the effort to “Farm”, even with little capital.

Of course there are also cases which you farmed for nothing and the airdrop give you only few cents/dollars as compared to the effort and money put in.

It’s both luck and effort.

In short, to earn in Crypto, you need effort to read and find out and try.

Put small money and try if you want but remember to sell and take profit.

Deal 1:

Interest rates are getting lower everywhere and there are usually many hoops to jump to get higher rate such as OCBC 360 and UOB ONE!
Consider Maribank, one of the fuss free and give you 1.28% daily without any conditions! Interest is credited daily!

Sign up for MariBank using my referral code: 2KGZ29UL.
https://www.maribank.sg/product/mari-savings-account/

Insured up to S$100k by SDIC.

Deal 2:

Best Items that I have bought from Shopee.

ONLY the best useful worthy items

Many people I realised that they have only shared things that give them the most commissions. I am different. I will only share things that I have bought, used and found it to be good.

Deal 3:

Webull – Get free money!

Good deal! Do not miss this! Sign up here now for free money!!

Deal 4:

Trust Bank New Clients

  • Sign up using referral code KNDBPEPT. Key in this code after you download the Trust Bank App from Trust Bank Website
  • No minimum balance account
  • No foreign transaction fee, great exchange rates when overseas. See my review via Trust Card – Excellent Card for overseas usage.

Deal 5:

FSMone – Cheap Comms and can transfer your shares to Personal/Joint CDP for Free

I am using FSMOne.com to invest in funds & ETFs (including money market funds). FSM is good due to the low comms and the free transfer from FSMOne to CDP (typically takes less than a week to transfer). If you do not have an account, you can sign up here. Please use my FSMOne referral code: P0413007.

  • You can read my experience of how I buy cheaply using FSMOne and then transfer my shares to Joint CDP within few days via $0 Free of Charge Transfer of SGX Shares from FSM to CDP and updates! – Done in less than 3 days!
  • I am also using FSMOne as part of my Estate Planning Plan. You can read about this via Simplified Guide to the Key Gist of Grant of Probate and Estate Planning

Deal 6:

Eskimo – Best Option for Roaming!

For now, you can get 500MB for free just by signing up with my referral link, no purchase required (I get 500MB only too, but only if you buy a paid plan). Referral code: CHING104915

You can read my review here.

  • Battle of Enough VS Spending for Financial Bloggers
  • Ultimate Formula for FIRE (Financial Independent, Retire Early)
  • Demise of REITs and do you still believe in REITs?
  • Dividend Investing is Dangerous
  • SSB Bond Ladders
  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com

Money just buy you the chance of freedom but can’t buy back time. In life, there is no reset button. Time is limited but money is not.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed (your strong health, time with young child) while busying striking out in career.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

Love your life daily. You have one less day with your spouse, parents, children and yourself. Time is ticking away.

Focusing Careyourpresent & living a fulfilling life by supercharging your mind & investment/online income. Careyourpresent Series focus on things that one MUST know in their Life.

  • Embracing the Transience: Life Is Short
  • Are you one of them?
  • Three Pictures to change your Life and Mind
  • Live in Present is not easy
  • 小时候,幸福很简单。长大了,简单很幸福。
  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

More articles can be found here.

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

  • Telegram Group (Chat with me and other like minded people!)
  • Telegram Channel (Get the latest updates on the markets/life!)
  • Twitter
  • Facebook
  • RSS Feed

You may also contact me via [email protected].

It’s a long start of the year – what I have been busy with?

Posted on January 14, 2024January 14, 2024 by careyourpresent

It’s a long start of the year – what I have been busy with?

It’s been a long while since I posted anything. It’s been a very busy January 2024. I started the year with the typical 9 to 5 work of course! It’s a very busy work year. But luckily started with the news of my increment amount and bonus, not bad!

I have also a written a long post about 2023. Do read it. It’s give both portfolio and precious life lessons that I have learnt.

Mirrors of Time: Delving into the Reflections of 2023

Time Flies

It’s has been almost a year since my mum passing. Times really flies. Life is fragile.

Farewell Mum. You are always in my mind

Remember to look at these 3 pictures every morning.

Few pictures that change my life.

Disclaimer (these pictures are not from me. Saw on X and on internet)

No one is immortal.

There is always a last time.

Last time your kids ask you to carry

Last time they climb on you.

Time is the ultimate wealth, not money. pic.twitter.com/OSMSS0q8wb

— Edmond | Careyourpresent (@careyourpresent) November 12, 2023

Portfolio

This is the most interesting part where people are keen, and this is for my own record.

In terms of CPF, I have received 14k interest in my account and 13k from my wife account. Not bad!

Photo by micheile henderson on Unsplash

In terms of Singapore Dividend Portfolio, I started the year with a family projected dividend of 2k per month + 1k per month from SSB + about 1.5k from cash interest / money market funds account. That’s about 4.5k per month. Hopefully this year I can change the 1.5k cash interest / money market funds account to equity (which I believe highly likely possible.)

I know we shouldn’t and can’t time market. But I rather keep cash at this moment of the time, waiting for opportunity.

Recent Trade – SG market

Nevertheless, I can’t stop hand itchness.

Recently I have bought 9CI (Capitaland Investment Limited) at $3.01 and F34 (Wilmar International) at $3.45. This time I didn’t post my transaction in the telegram group or twitter since I thought no one might be interested anyway. But for transparency and own record, I shall share here. Anyway, these two are for trading, not long-term positions in mind. However, 9CI might become long term, let’s see out how the results goes.

Recent Trade – Crypto

What am I busy with? Airdrops!

See: Time for Free AirdropS!

2024 Crypto is bullish with Bitcoin ETF just approved on the surface (but this is actually leading wolf to sheep pack if you seriously think about it). Bitcoin halving also coming!

What airdrops have I been farming? In Short, many many!

FREE MONEY using little or no Money, why not?

Cosmos – Atom, Tia, Inj, Osmos, milktia, Dem Exchange etc

Zksync

Layer Zero

Manta

Linea

Blast L2,

Scroll

Aveos

Rango Exchange

Testnet – like Bera Chain etc

and Many Many!

Usually for Crypto, information really follows fast. Hence, I usually post in my Twitter instead. For example,

Now

The $AEVO token is officially CONFIRMED in Q1 2024. Potential airdrop! coming. Left few weeks only!

The previous airdrop from this team was six figure!

Less than 40k users

Just fund $100 and join the potential to get 5 Digits in February 2024!

— Edmond | Careyourpresent (@careyourpresent) January 13, 2024

Out of the above, my most anticipated and the one that I have put in most effort is as per screenshot below, please give me a big one!

Deal 1:

Interest rates are getting lower everywhere and there are usually many hoops to jump to get higher rate such as OCBC 360 and UOB ONE!
Consider Maribank, one of the fuss free and give you 1.28% daily without any conditions! Interest is credited daily!

Sign up for MariBank using my referral code: 2KGZ29UL.
https://www.maribank.sg/product/mari-savings-account/

Insured up to S$100k by SDIC.

Deal 2:

Best Items that I have bought from Shopee.

ONLY the best useful worthy items

Many people I realised that they have only shared things that give them the most commissions. I am different. I will only share things that I have bought, used and found it to be good.

Deal 3:

Webull – Get free money!

Good deal! Do not miss this! Sign up here now for free money!!

Deal 4:

Trust Bank New Clients

  • Sign up using referral code KNDBPEPT. Key in this code after you download the Trust Bank App from Trust Bank Website
  • No minimum balance account
  • No foreign transaction fee, great exchange rates when overseas. See my review via Trust Card – Excellent Card for overseas usage.

Deal 5:

FSMone – Cheap Comms and can transfer your shares to Personal/Joint CDP for Free

I am using FSMOne.com to invest in funds & ETFs (including money market funds). FSM is good due to the low comms and the free transfer from FSMOne to CDP (typically takes less than a week to transfer). If you do not have an account, you can sign up here. Please use my FSMOne referral code: P0413007.

  • You can read my experience of how I buy cheaply using FSMOne and then transfer my shares to Joint CDP within few days via $0 Free of Charge Transfer of SGX Shares from FSM to CDP and updates! – Done in less than 3 days!
  • I am also using FSMOne as part of my Estate Planning Plan. You can read about this via Simplified Guide to the Key Gist of Grant of Probate and Estate Planning

Deal 6:

Eskimo – Best Option for Roaming!

For now, you can get 500MB for free just by signing up with my referral link, no purchase required (I get 500MB only too, but only if you buy a paid plan). Referral code: CHING104915

You can read my review here.

  • Battle of Enough VS Spending for Financial Bloggers
  • Ultimate Formula for FIRE (Financial Independent, Retire Early)
  • Demise of REITs and do you still believe in REITs?
  • Dividend Investing is Dangerous
  • SSB Bond Ladders
  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com

Money just buy you the chance of freedom but can’t buy back time. In life, there is no reset button. Time is limited but money is not.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed (your strong health, time with young child) while busying striking out in career.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

Love your life daily. You have one less day with your spouse, parents, children and yourself. Time is ticking away.

Focusing Careyourpresent & living a fulfilling life by supercharging your mind & investment/online income. Careyourpresent Series focus on things that one MUST know in their Life.

  • Embracing the Transience: Life Is Short
  • Are you one of them?
  • Three Pictures to change your Life and Mind
  • Live in Present is not easy
  • 小时候,幸福很简单。长大了,简单很幸福。
  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

More articles can be found here.

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

  • Telegram Group (Chat with me and other like minded people!)
  • Telegram Channel (Get the latest updates on the markets/life!)
  • Twitter
  • Facebook
  • RSS Feed

You may also contact me via [email protected].

Time for Free AirdropS!

Posted on December 28, 2023December 28, 2023 by careyourpresent

It seems like MEME seasons for SOL is over!

Did you join the fun and earn 10x, 100x, 1000x, 10000x for the past few days as per what I have shared earlier?

Meme Coin Season is back! Time to be millionaire now!

Time to be Crypto Millionaire! $Sol Pump 10x!

Now meme $ANALOS (spell backwards from Solana, pumped at least 5000x) is pumping!https://t.co/ui66EHPr63

— Edmond | Careyourpresent (@careyourpresent) December 24, 2023

Double since my last post!$ANALOS https://t.co/ZOmiBEcHqd

— Edmond | Careyourpresent (@careyourpresent) December 24, 2023

ANALOS has drop back from 200M FDV to 25 FDV time!

Time for Airdrop instead!

Well in Crypto, it is seasonal. For investors, will bet on strong coins with narratives. For Traders, one should go goes the hype are. Sol meme is gone but seems like Metis L2, ETH etc is coming up.

Anyway, one of the exciting things in Crypto is Airdrop! You can read more about Airdrops in my previous post!

Cryptocurrency Airdrop, AKA, Free Money! and some Updates

Arbitrum Airdrop – free money! What other airdrops that will give you free money next?

I am currently still intensively farming ZkSync airdrop which definitely very likely will be huge! My transactions of my wallets have hit at least 100 with regular weekly transactions! Volume also reach at least 10k! Waiting for it in 2024!

Meanwhile we can farm Manta, confirmed Airdrop!

Since it’s free money and cost only 0.01 ETH (about $50 bucks), why not? And I will get the ETH back when the bridge opens again next year.

How to Farm?

Check this thread out!

1/8#MantaNewParadigm.
Juicy #Airdrops time!

What we are farming here is the $MANTA airdrop, which is likely to be huge!

The only Ethereum L2 with native yield for ETH and stablecoins.@MantaNetwork have raised $60m from @Polychain
, @BinanceLabs
, @coinfund_io
and others.

— Edmond | Careyourpresent (@careyourpresent) December 28, 2023

There are only free 8 Codes! While stock last!

Deal 1:

Interest rates are getting lower everywhere and there are usually many hoops to jump to get higher rate such as OCBC 360 and UOB ONE!
Consider Maribank, one of the fuss free and give you 1.28% daily without any conditions! Interest is credited daily!

Sign up for MariBank using my referral code: 2KGZ29UL.
https://www.maribank.sg/product/mari-savings-account/

Insured up to S$100k by SDIC.

Deal 2:

Best Items that I have bought from Shopee.

ONLY the best useful worthy items

Many people I realised that they have only shared things that give them the most commissions. I am different. I will only share things that I have bought, used and found it to be good.

Deal 3:

Webull – Get free money!

Good deal! Do not miss this! Sign up here now for free money!!

Deal 4:

Trust Bank New Clients

  • Sign up using referral code KNDBPEPT. Key in this code after you download the Trust Bank App from Trust Bank Website
  • No minimum balance account
  • No foreign transaction fee, great exchange rates when overseas. See my review via Trust Card – Excellent Card for overseas usage.

Deal 5:

FSMone – Cheap Comms and can transfer your shares to Personal/Joint CDP for Free

I am using FSMOne.com to invest in funds & ETFs (including money market funds). FSM is good due to the low comms and the free transfer from FSMOne to CDP (typically takes less than a week to transfer). If you do not have an account, you can sign up here. Please use my FSMOne referral code: P0413007.

  • You can read my experience of how I buy cheaply using FSMOne and then transfer my shares to Joint CDP within few days via $0 Free of Charge Transfer of SGX Shares from FSM to CDP and updates! – Done in less than 3 days!
  • I am also using FSMOne as part of my Estate Planning Plan. You can read about this via Simplified Guide to the Key Gist of Grant of Probate and Estate Planning

Deal 6:

Eskimo – Best Option for Roaming!

For now, you can get 500MB for free just by signing up with my referral link, no purchase required (I get 500MB only too, but only if you buy a paid plan). Referral code: CHING104915

You can read my review here.

  • Battle of Enough VS Spending for Financial Bloggers
  • Ultimate Formula for FIRE (Financial Independent, Retire Early)
  • Demise of REITs and do you still believe in REITs?
  • Dividend Investing is Dangerous
  • SSB Bond Ladders
  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com

Money just buy you the chance of freedom but can’t buy back time. In life, there is no reset button. Time is limited but money is not.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed (your strong health, time with young child) while busying striking out in career.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

Love your life daily. You have one less day with your spouse, parents, children and yourself. Time is ticking away.

Focusing Careyourpresent & living a fulfilling life by supercharging your mind & investment/online income. Careyourpresent Series focus on things that one MUST know in their Life.

  • Embracing the Transience: Life Is Short
  • Are you one of them?
  • Three Pictures to change your Life and Mind
  • Live in Present is not easy
  • 小时候,幸福很简单。长大了,简单很幸福。
  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

More articles can be found here.

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

  • Telegram Group (Chat with me and other like minded people!)
  • Telegram Channel (Get the latest updates on the markets/life!)
  • Twitter
  • Facebook
  • RSS Feed

You may also contact me via [email protected].

Meme Coin Season is back! Time to be millionaire now!

Posted on December 24, 2023December 24, 2023 by careyourpresent

IT’s been a while since I share about Crypto. But it is the time to be millionaire now! The crypto market is pumping and getting higher each day!

Many who are on Twitters or with friends dabbling in Crypto would have heard that ETH BTC and especially Sol has been pumping non-stop for the recent months.

This is especially true for Sol which pump 10x from low + it’s community of meme coins pumping 1000%, 3000%, 50000% etc!!!

It’s such good money and I believe many would be tempting to enter and earn a big killing during the Christmas Seasons!

Firstly, what are Meme Coins first?

“Meme coin” is a term used to refer to cryptocurrencies named after characters, individuals, animals, artwork, or anything else that can be mimicked. Most are supported by enthusiastic online traders and followers and are generally intended to be light-hearted and fun. While meme coins may be entertaining to some, they are also highly risky investments and may hold little or no intrinsic value.

From https://www.investopedia.com/meme-coin-6750312

FOMO

More FOMO would come to one mind when you see so much shilling in X.

Many would ask, if I manage to put in some money in these meme coins and earn 100x, I would be rich and can retire from 9 to 5 immediately!

Since so many people can win and become millionaires, why not me?

It’s so tempting and chances to succeed is so high after seeing so many success cases in X!

I just simply pump money in and I will be rich! Get those newly meme coin with 10k MarketCap and hold it 100m MarketCAP! I would be so rich!!

Shilling

Let me share some examples of shilling and FOMO thread!

I called you $ANALOS before it did +5,000%
I called you $POPCAT before it did +1,300%
I called you $RBT before it did +1,100%
I called you $SILLY before it did +1,000%

Many made 5-7 figs on my calls already.

Now, I call you these 7 shitcoins with 50-100x potential 👇🧵 pic.twitter.com/6Qjdsz62Og

— 𝗖𝗛𝗔𝗜𝗡 𝗠𝗜𝗡𝗗 ⛓🧠 (@0xChainMind) December 23, 2023
https://twitter.com/LintonWorm/status/1738667645757714813
https://twitter.com/ardizor/status/1738601246087635361
https://twitter.com/wacy_time1/status/1738550735510323277

Solana meme coins have been exploding this week. $BONK, $ANALOS & $WIF to name a few.

But how can you get in on the action?

I just uploaded a FULL 5-step guide to find (and trade) 100x meme coins.

Learn how to find coins BEFORE they explode. 👉 https://t.co/9GI4fy854Q pic.twitter.com/odjgBtmr9A

— Miles Deutscher (@milesdeutscher) December 23, 2023
https://twitter.com/nobrainflip/status/1738415771200721383

What’s your feeling after seeing the above?

Wah! People can earn so much $500K just by buying and holding meme coins! If I do it, I will be rich too! Millionaire, billionaire is within reach!

There are people who become millionaire previously in the last Crypto Run, like Dogecoin, Pepe etc! This time round will be my turn!

I don’t need big capital. Just $500 into meme coins and I would turn it into millions within years!

Alternately, I just put in $1000 each into 100 potential meme coins, surely one would huat and turns into millions right?

Why waste time to invest in traditional finance instruction like shares, equities, reits, bonds etc to earn few percent each year? I would just 10x, 100x, 1000x in Crypto easily! Just be early in the game and pick the correct coins!

I just follow these big twitters influencers with xxK and xxxK followers into the coins which they are buying. I will sure earn! Since so many people following them, I can’t be wrong right? I will be rich!

Do you have the above thinkings/feelings?

To be very frank, I also have the above thinkings. Many would too.

Money Money! I will be Rich with Meme coins! Just buy and be millionaire within few days!

Photo by Alexander Grey on Unsplash
Photo by Josh Appel on Unsplash

BUT…

The above is similar to how I feel when I punt the recent 10 millions toto draw right?

I just need to spend few dollars and I be rich with 10 millions if I win the first price!

I just need to spend few hundreds or thousands into buying mini nano market cap meme coins and I be rich within days!

Hold first and think first!

Before you do the above and whack in, ask yourselves these few questions first!

How sure are you?

There are hundreds if not thousands of new shiny meme coins launch each day, with many marking posts, marketing advertisement, discord, X shilling by influencers every day, or even every hours.

How sure that you have pick the one that will 100x, 1000x?

Are you just blindly following?

Ok, I can enter those already 10x, 100x, 1000 because the mega X influencers who are very “rich” have screenshot their xxx K profits by buying these coins like $Analos. They said that it is still early.

They have many followers and strong community. Meme coins are ultimately push by the people worldwide, as long as got people support, it will pump!! I just need to follow them!

How sure are you that they are not shilling their bags so that they can sell to you? Are you sure the profit screenshots are real?

Real Absolute return?

How much do you dare to put into your “convicted” meme coins after you have done your extensive research?

$100? so that is 100x will be $10,000!

Is $10,000 life changing for you such that you can F.I.R.E (Financial Independent Retire Early)?

Ok let us put more money inside!

$1000! Yay100x will be $100,000. Wah 100k!

Ok let us put even more!

$10000! Yay! 100x will be $1,000,000! Wah 1 millionaire! I am a millionaire with meme coin!

Ok let us put even more!

$100,000! Yay! 100x will be $10,000,000! Wah 10 millions! I am a multi millionaire, high networth individual with meme coins! Those Traditional investment finance folks can never be as rich as me! They should HFSP!

The key question is,

Do you really dare to put in hundreds, or thousands of your hard-earned money into meme coins that depends on people to pump?

Are you able to hold?

The psychology of holding to investments that can 1x, 10x, 100x is very difficult, even for the most seasoned investors.

Can you find any of your friends that hold Amazon, Apple while they only for few dollars a share?

Let’s talk about local context, can you find anyone that hold your favorite DBS from $6 from 2008 Financial Crisis?

Many definitely would have sell along the way, taking some profits – because they simply scared that the price will comes down (it always did), and paper profits would really become paper only.

Hence, how sure are you that you can hold on to your hand-picked Meme Coins for 1x, 10, 100x?

Don’t forget these coins are simply meme, with no profits, just depending on pumping/speculation by the community behind them.

Are you able to sell?

The next most important questions.

Let’s say if you really can iron fisted. Hold your memecoins to 100x with millions of profits! Are you sure that you are able to sell?

What if this is scam coin or if it got hacked by someone?

Is there enough liquidity for you to cash out?

Are you able to cash out in time?

Many would have seen the collapse of many Crypto Shiny coins before, 90% within few days or even hours!

Everyone panics selling, taking up all the liquidity! How sure are you that you are able to cash out? Or it will just simply become a number on screen?

Don’t forget that Crypto transaction takes time to process on the blockchain. Even if they are liquidity on the chains, you may not be able cash out, because your transaction simply keeps failings and cannot go through, or the GAS fees are simply too ridiculously high!

Photo by Stefano Bianchi on Unsplash

So how? Conclusion!

Stay Zen when many of these coins are pumping with influencers shillings.

Of course, you can put in money to join the fun.
But please only put in the amount which you can afford to lose!

Take profit on the way! Best is to take out initial capital and ride with profits.

Do your research!

Good luck to your 100x!

Deal 1:

Interest rates are getting lower everywhere and there are usually many hoops to jump to get higher rate such as OCBC 360 and UOB ONE!
Consider Maribank, one of the fuss free and give you 1.28% daily without any conditions! Interest is credited daily!

Sign up for MariBank using my referral code: 2KGZ29UL.
https://www.maribank.sg/product/mari-savings-account/

Insured up to S$100k by SDIC.

Deal 2:

Best Items that I have bought from Shopee.

ONLY the best useful worthy items

Many people I realised that they have only shared things that give them the most commissions. I am different. I will only share things that I have bought, used and found it to be good.

Deal 3:

Webull – Get free money!

Good deal! Do not miss this! Sign up here now for free money!!

Deal 4:

Trust Bank New Clients

  • Sign up using referral code KNDBPEPT. Key in this code after you download the Trust Bank App from Trust Bank Website
  • No minimum balance account
  • No foreign transaction fee, great exchange rates when overseas. See my review via Trust Card – Excellent Card for overseas usage.

Deal 5:

FSMone – Cheap Comms and can transfer your shares to Personal/Joint CDP for Free

I am using FSMOne.com to invest in funds & ETFs (including money market funds). FSM is good due to the low comms and the free transfer from FSMOne to CDP (typically takes less than a week to transfer). If you do not have an account, you can sign up here. Please use my FSMOne referral code: P0413007.

  • You can read my experience of how I buy cheaply using FSMOne and then transfer my shares to Joint CDP within few days via $0 Free of Charge Transfer of SGX Shares from FSM to CDP and updates! – Done in less than 3 days!
  • I am also using FSMOne as part of my Estate Planning Plan. You can read about this via Simplified Guide to the Key Gist of Grant of Probate and Estate Planning

Deal 6:

Eskimo – Best Option for Roaming!

For now, you can get 500MB for free just by signing up with my referral link, no purchase required (I get 500MB only too, but only if you buy a paid plan). Referral code: CHING104915

You can read my review here.

  • Battle of Enough VS Spending for Financial Bloggers
  • Ultimate Formula for FIRE (Financial Independent, Retire Early)
  • Demise of REITs and do you still believe in REITs?
  • Dividend Investing is Dangerous
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  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com

Money just buy you the chance of freedom but can’t buy back time. In life, there is no reset button. Time is limited but money is not.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed (your strong health, time with young child) while busying striking out in career.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

Love your life daily. You have one less day with your spouse, parents, children and yourself. Time is ticking away.

Focusing Careyourpresent & living a fulfilling life by supercharging your mind & investment/online income. Careyourpresent Series focus on things that one MUST know in their Life.

  • Embracing the Transience: Life Is Short
  • Are you one of them?
  • Three Pictures to change your Life and Mind
  • Live in Present is not easy
  • 小时候,幸福很简单。长大了,简单很幸福。
  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

More articles can be found here.

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