Lately, I received a heartfelt question that I believe many of us silently wonder about: “I’m 42, my spouse is 40. We have a fully paid house, around $1.6 million in investments, and CPF savings that will provide monthly payouts starting at age 65. Can we really retire now?” This isn’t just about numbers. It’s…
Category: Investment and Finance
You may dream of reaching Financial Independence, Retire Early (FIRE), but what if it doesn’t bring the fulfillment you expected?
The Dream of FIRE The idea of Financial Independence, Retire Early (FIRE) is incredibly appealing. Who wouldn’t want to break free from the 9-to-5 grind, eliminate financial stress, and finally have complete control over their time? For many, the FIRE journey becomes more than just a goal—it becomes a way of life. A life dedicated…
The Quiet Slide: Why the Australian Dollar Keeps Falling Against the Singapore Dollar – And What It Means for Everyday Investors
If you’ve been keeping an eye on the currency markets, you might have noticed a steady trend: the Australian dollar (AUD) has been gradually slipping against the Singapore dollar (SGD) over the past few years. At first glance, this might seem like a niche issue for traders and economists. But currency trends like these can…
Building a FIRE Portfolio in Singapore: A Realistic Hybrid Approach That Balances Income & Growth
This is a follow-up to my previous article: FIRE and the Big Dilemma – Dividends vs Safe Withdrawal Rate: Which One Helps You Sleep at Night? Do read if you have missed it! In that last post, we explored the dividends vs. SWR dilemma faced by many in the FIRE (Financial Independence, Retire Early) movement….
FIRE and the Big Dilemma: Dividends vs. Safe Withdrawal Rate – Which One Helps You Sleep at Night?
So, you’ve made it. After years of grinding, saving, and investing like a maniac, you finally hit your FIRE number. Financial independence is yours. No more alarm clocks. No more bosses breathing down your neck. Just freedom. But then, reality kicks in. “How do I actually live off my investments?” This question keeps a lot…
Deep Dive into Mapletree Industrial Trust (MIT) for 3QFY24/25
Let’s do some analysis of the latest result of Mapletree Industrial Trust (MIT) Financial Performance Analysis 1.1 Revenue & Profitability Metric 3QFY24/25 3QFY23/24 YoY Change (%) Gross Revenue (S$’000) 177,311 173,886 +2.0% Net Property Income (S$’000) 133,238 129,855 +2.6% Amount Available for Distribution (S$’000) 99,860 97,665 +2.2% Distribution Per Unit (DPU) (cents) 3.41 3.36 +1.5%…