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Tag: Investment

Capitulation for HSI on 24 Oct 2022???

Posted on October 25, 2022September 27, 2023 by careyourpresent

This was what happened yesterday during Deepavali. HSI crash 6%, HS Tech drop at least 10%. Many investors sell out in fear. Foreign investors pull out of HK. Did you panic and cut loss? Many people share that this may be capitulation. What do you think?

Capitulation

According to Investopedia,

Do you think Capitulation has happened? It may be and it may not be in my opinion. If it is capitulation, it generally means that we are likely nearer to the bottom than the top. Seller exhausted and reversal happen for uptrend…

Today 25 Oct 2022

If you look at today, the HSI up when opening (perhaps due to short cover) and then close flat at the end of the day. Then if you just do a simple google, everywhere are bad news about HSI, CCP etc.

The crash yesterday many people shared that it is due to Xi announcement of Key personnel which are all his loyalist. They now have two main goals to achieve – GDP growth and Common Prosperity.

To achieve these two goals, there are too many uncertainties in HSI, China. Businesses, bosses are worried, what if you grow your revenue/companies too big and then suddenly some regulation come in and whatever you have built over the years are gone overnight? Do you remember ANT IPO? Education industries? There are too many uncertainties now. Besides, the macro also doesn’t look good – Russia War, US inflation rate that results in the ever-increasing interest rate, winter energy issue at Europe etc.

For me I will stay sideline for HSI, China first. Wait situation clearer before taking any action. I may miss the bottom, but I won’t catch falling knife. No one can catch the bottom anywhere. This is not a simple crash.

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com only!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

  • Telegram Group (Chat with me and other like minded people!)
  • Telegram Channel (Get the latest updates on the markets/life!)
  • Twitter
  • Facebook
  • RSS Feed

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

Does investment account size matter?

Posted on October 3, 2022September 27, 2023 by careyourpresent

Does account size matter? Many people always tell you that in order to measure your returns or even compare your returns with other people, use percentage instead of the absolute amount as it is fairer and easier to compare. However is this really the truth?

Very often, we would say we earn a return of capital of example 6% after this trade of xxx days.

This 6% seems simple but it is not exactly simple.

6% of 10k = 600
6% of 100k = 6000
6% of 1 mil = 60000
6% of 10 mil = 600000 = 600k
……and so on.

DO you get the story?

Two different investors may say that they have 6% gain, but their absolute gain is different.

Investor A may have 100k in capital and earn 6000 in that trade. However, investor B may have 10 mil in capital and earn 600k gain for 6%. 600k – 6000 = 594000 which is much more than the capital of investor A. In extreme case, even if investor A manage to pick multibaggers and earn 100% in trade, it is only 100k as compared to 600k.

In addition, don’t forget that you can diversify or plan the allocation of money easier if you have huge capital. Assuming that you only plan to have no more 10% of your entire portfolio in any stock and each purchase is example 10k.

With huge capital (10 mil), you can keep buying at ALL supports. If this support breaks, you can buy at next support and the amount of money you allocated to this stock still never exceed the planned 10% of your portfolio. Once the market starts to recover, you can slowly sell in batches at different resistance and huat. However, if you have limited capital (100k), you can only buy at one support. If this support break, you cannot add more as it may exceed 10% of your portfolio and need to wait very long to repent and earn profit.

That’s why you see some bloggers can keep buying and keep selling at many levels of supports and resistance while some cannot. Once the price is good, they can keep buy buy. And when they price become super good like crisis level, they can WHACK! BUT can normal retail investor do this?

THEY CANT!

If you don’t have bullets. It’s sad to see DBS at $10 while you have no bullets to whack. It’s sad to see mlog at $0.6 while you have no bullets to whack. Crisis is there, chance to earn big wealth is there but you have no money. Sad….

Thus what is the moral of the story?

Account size does matter!!! Especially in the current market.

Work hard and increase your account size when young! Delay gratification? Don’t get marry? eat bread drink water? But there is a limit to do so, please remember to Careyourpresent in the mean time.

A gentle note:

Bear just starting (see this post). The worse has yet to come. Please learn to space out and learn how to do nothing (this post of doing nothing also apply to pace out your buys in bear market.) Of course, the best is you have unlimited bullets and can buy at every support level (provided if the lines TA, still work in bear market…)

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com only!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

  • Telegram Group (Chat with me and other like minded people!)
  • Telegram Channel (Get the latest updates on the markets/life!)
  • Twitter
  • Facebook
  • RSS Feed

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

BOLD Macro prediction using Metaphysics and Real Economic Data (2)

Posted on September 22, 2022September 27, 2023 by careyourpresent

Another key point to add is FED already printed so much money in 2001, 2008, 2020 and is now with 30 Trillions debt. Inflation is still rising but they can’t print their way out anymore..hence they have to increase interest rate, but it will be “soft landing” according to FED. Let’s wait for 20-21 Sep 2022 FOMC, very likely at least 75 basis point from the current rate

It really happen! See my previous post? Fed increase the rate again.

BOLD Macro prediction using Metaphysics and Real Economic Data
https://www.cnbc.com/2022/09/21/fed-rate-hike-september-2022-.html

CHANCES OF SOFT LANDING RECEDING!

Powell previously shared that FED increasing interest rate and we will get “Soft Landing”. From the horse mouth directly, see what is he saying now?

https://www.foxbusiness.com/economy/feds-powell-abandons-promise-soft-landing-inflation-fight

No more soft landing! Harder landing? recession? instability?

Interest rate

If we simply look from the interest rate point of view as of today, what do you get? 2 years rate hit 4% and much higher than 10 years rate – inverted yield curve. This likely signal a recession is coming.

THOSE with lots of debt, mortgage and leverage please be careful. People who laughed at others from stubbornly keep sticking to the high hdb loan of 2.6% instead of the low bank rate of 0.xx% few year ago or even last year, hopefully should not be laughing anymore. Please careful and plan carefully now.

METAPHYISCS point of view

Remember what DAC said in my previous post?

Sep 2022 onwards: Financial markets very unstable, esp. NE region, & domino effects will spread to other countries.

My personal take

Remember that post that I have made at the day after the worst down in 2022?

A day worth remembering for US indexes but this is just the beginning…

I know I am naggy. Let me repeat.

This is just the beginning.

Regardless of macro or metaphysics, things don’t look good. Of course you can buy the dip to trade (I also just bought ETH 1250 and BTC 18500 this morning with small amount to trade) but please keep some cash to standby in order to gain generational wealth later. Quite likely it should be coming soon, November onward (after few mths after Oct 25 eclipse, remember what happened in the last eclipse?)…also with the high inflation that cause FED to no choice but to increase interest rate…you just need a black swan to crash the market!

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com only!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

  • Telegram Group (Chat with me and other like minded people!)
  • Telegram Channel (Get the latest updates on the markets/life!)
  • Twitter
  • Facebook
  • RSS Feed

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

BOLD Macro prediction using Metaphysics and Real Economic Data

Posted on September 18, 2022September 27, 2023 by careyourpresent

Metaphysics is something with long history. Many people think that this is not Science and is just old folks tales. For those providing consultation to people are just cheating people money. It’s both truth and false depending on how you see it.

Few days ago I just watched the YouTube below. For those who believe, you can watch from 1 hr 11 min marks onwards.

In this sharing from 1 h 11 min onwards, he started by sharing the current macro situation such as the recent sharing by Ray Dalio that a further increase in interest rate to 4.5% interest will crash the market by another 20%, World Bank also predict many economy will suffer recession next year etc…After which he gave his metaphysics prediction which is quite similar other famous practitioner such as Joey Yap Wilson Heng etc. In short, bad in the coming months. Anyway this is what he said in the video:

In short, Sep 2022 onwards: Financial markets very unstable, esp. NE region, & domino effects will spread to other countries.

• 7 Nov 2022 – 6 Dec 2022: Wars & disputes (eg. US-China trade war) may achieve another peak.
• Dec 2022: esp. bad situation in East countries. Also in some countries, real estate sector becomes worse, if it is already bad.
• 7 Dec 2022 – 3 Feb 2023: World “temporarily stops” (not lockdowns). Might be economic aspect, or may include some other crises, eg. energy shortage, or other crises etc.

Metaphysics aside, if the risk free rate is 4%, how much yield should investor demand for our favourite reits, yield stocks etc?

For me I need at least 7% of fundamentally strong reits/companies to compensate the risker equity. Of course, I will also buy Crypto when price is good. However, I will slowly DCA with some money first but keep some bullets to whack when the finale come. The DCA can either keep or sell later so least have something in case somehow didnt catch enough later. After all, in all martial arts show, the hero always give the most powerful final blow at the last instance where all hope are loss. Your view?

Another key point to add is FED already printed so much money in 2001, 2008, 2020 and is now with 30 Trillions debt. Inflation is still rising but they can’t print their way out anymore..hence they have to increase interest rate, but it will be “soft landing” according to FED. Let’s wait for 20-21 Sep 2022 FOMC, very likely at least 75 basis point from the current rate.

Image Credit : CNBC

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

  • Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
  • Cheapest and best way to trade Singapore Stocks with CDP
  • Mastering Dividend Investing: 5 Evergreen Investment Principles
  • Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
  • Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
  • If I am a dividend investor, this is what I would do….
  • 7 Things to consider before buy a dividend stock
  • 4 Dividend ETFs that can let you sleep well even in the scary bear market
  • 5 Best Counters for Passive Dividend Investing
  • The Three MOST Important Traits of an Investor
  • What is the best investment strategy in the world?
  • Ultimate Strategy of buying REITS: XXX instead of X000?
  • Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com only!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

  • The Best Advice to Parents and Child
  • What if Later never come?
  • What will you bring with you on your last day on Earth?
  • Time is the ultimate currency, not money
  • Our Life only have 5 short Days – we should live the best for every day
  • Truly understand Living in the Moment now
  • 11 Important Unexpected Life and Money lessons to learn from Your Children
  • The days are long but the years are short
  • Ditch your mobile phone to build real life
  • Careyourpresent: Time is the most important
  • Careyourpresent: What is your purpose of life?
  • Careyourpresent : Greatest Regrets in life
  • Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
  • Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
  • Careyourpresent : Why is Gold useful?
  • Careyourpresent: Frozen. Let it go!

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

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Short update on Market

Posted on August 24, 2022September 27, 2023 by careyourpresent

What have I been up to recently? I was rather busy at work and only have some time to do some scalping for Crypto. Of course I also have my stocks and equities and ETF which usually have minimal trading/buying/selling.

For Crypto, I bought in the dip recently and then just sold all this morning for some profits. Pictures speak thousand words.

Something in the market is not correct. As mentioned in this post earlier, I maintain my view that the 2nd half of 2022 will be bad, it might become even worse in 2023. I am still keep over 50-60% cash of my entire portfolios.

Hence, I am only doing short term trading/scalping or whatever you called it with the funds that that I have earmarked for trading. Quite likely I will either short crypto such as ETH (merge coming, usually is sell on news + general macro of market are not good) OR wait for further dip before entering again to trade. Let me observe how the market sentiment goes first – for those who are in Crypto long ago, Crypto price are usually narrative driven, until one day it become more mainstream like stocks/equities.

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Learn how to win in sideway or downtrend market!

Posted on July 26, 2022September 27, 2023 by careyourpresent

If you notice the Crypto Market trends recently, it has been sideway trading in a range. There will be sharp movements eventually but meanwhile you can do some trading to earn some profits 🙂

To do so, one need to know how to long/short the coins. If one only know how to long, you can’t trade to earn in the winter.

Most people are long only investor, be it stocks, reits, etf, unit trusts etc. However, to survive and thrive in rough market, one should equip themselves with more financial tools and knowledge. As this blog mainly talk about Crypto, I won’t cover shorting using things like options like TradiFi (of course some DeFI site in Crypto offer options too, but I won’t cover this for now).

Back to Crypto, many people only know how to buy the coin and long the coin. But how do we short to earn? One of easiest method would be using using Perps in FTX.

What are Perps? I won’t explain this in details but you can spend sometime to the details via FTX for more information. In a brief summary, you can leverage long or leverage short OR simple long or short coins via perpetual future derivatives. One very important key point to note is FTX supports up to 20x leverage.  You can adjust your maximum leverage on the settings page.  Note that the maximum allowable leverage on FTX is lower for large positions.

Hence if you leverage, please manage your risk carefully Recently I have completed a fast scalping trade using BTC perps in order to demonstrate how to use FTX. I have leverage 20 times and trade with 50 points drop in BTC to earn 4% within 2 days.

Let me share with you on the steps to short using FTX.

Step 1: Login to your FTX and find BTC-PERP to trade.

Step 2: If I want to short BTC at 21300 and take profit at 20000 (stop loss at 23000) using $100, you can key in the following.

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