It’s a long start of the year – what I have been busy with?
It’s been a long while since I posted anything. It’s been a very busy January 2024. I started the year with the typical 9 to 5 work of course! It’s a very busy work year. But luckily started with the news of my increment amount and bonus, not bad!
I have also a written a long post about 2023. Do read it. It’s give both portfolio and precious life lessons that I have learnt.
Time Flies
It’s has been almost a year since my mum passing. Times really flies. Life is fragile.
Remember to look at these 3 pictures every morning.
Portfolio
This is the most interesting part where people are keen, and this is for my own record.
In terms of CPF, I have received 14k interest in my account and 13k from my wife account. Not bad!
In terms of Singapore Dividend Portfolio, I started the year with a family projected dividend of 2k per month + 1k per month from SSB + about 1.5k from cash interest / money market funds account. That’s about 4.5k per month. Hopefully this year I can change the 1.5k cash interest / money market funds account to equity (which I believe highly likely possible.)
I know we shouldn’t and can’t time market. But I rather keep cash at this moment of the time, waiting for opportunity.
Recent Trade – SG market
Nevertheless, I can’t stop hand itchness.
Recently I have bought 9CI (Capitaland Investment Limited) at $3.01 and F34 (Wilmar International) at $3.45. This time I didn’t post my transaction in the telegram group or twitter since I thought no one might be interested anyway. But for transparency and own record, I shall share here. Anyway, these two are for trading, not long-term positions in mind. However, 9CI might become long term, let’s see out how the results goes.
Recent Trade – Crypto
What am I busy with? Airdrops!
2024 Crypto is bullish with Bitcoin ETF just approved on the surface (but this is actually leading wolf to sheep pack if you seriously think about it). Bitcoin halving also coming!
What airdrops have I been farming? In Short, many many!
FREE MONEY using little or no Money, why not?
Cosmos – Atom, Tia, Inj, Osmos, milktia, Dem Exchange etc
Zksync
Layer Zero
Manta
Linea
Blast L2,
Scroll
Aveos
Rango Exchange
Testnet – like Bera Chain etc
and Many Many!
Usually for Crypto, information really follows fast. Hence, I usually post in my Twitter instead. For example,
Out of the above, my most anticipated and the one that I have put in most effort is as per screenshot below, please give me a big one!
Deal 1:
Webull – Get free money!
Good deal! Do not miss this! Sign up here now for free money!!
Deal 2:
Trust Bank New Clients → Free SGD$35 FairPrice Vouchers
- Sign up using referral code KNDBPEPT (Free $10 FairPrice E-Voucher). Key in this code after you download the Trust Bank App from Trust Bank Website
- Receive a S$25 FairPrice E-Voucher from your first card spend as a credit card customer or when you make your first S$500 deposit for Savings account
- Many other attractive vouchers in the app – refresh every month
- No minimum balance account and can earn up to 2.5% for the first 125k
- No foreign transaction fee, great exchange rates when overseas. See my review via Trust Card – Excellent Card for overseas usage.
Deal 3:
FSMone – Cheap Comms and can transfer your shares to Personal/Joint CDP for Free
I am using FSMOne.com to invest in funds & ETFs (including money market funds). FSM is good due to the low comms and the free transfer from FSMOne to CDP (typically takes less than a week to transfer). If you do not have an account, you can sign up here. Please use my FSMOne referral code: P0413007.
- You can read my experience of how I buy cheaply using FSMOne and then transfer my shares to Joint CDP within few days via $0 Free of Charge Transfer of SGX Shares from FSM to CDP and updates! – Done in less than 3 days!
- I am also using FSMOne as part of my Estate Planning Plan. You can read about this via Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
Deal 4:
Eskimo – Best Option for Roaming!
For now, you can get 500MB for free just by signing up with my referral link, no purchase required (I get 500MB only too, but only if you buy a paid plan). Referral code: CHING104915
You can read my review here.
- Battle of Enough VS Spending for Financial Bloggers
- Ultimate Formula for FIRE (Financial Independent, Retire Early)
- Demise of REITs and do you still believe in REITs?
- Dividend Investing is Dangerous
- SSB Bond Ladders
- Simplified Guide to the Key Gist of Grant of Probate and Estate Planning
- Cheapest and best way to trade Singapore Stocks with CDP
- Mastering Dividend Investing: 5 Evergreen Investment Principles
- Unlock Lucrative Returns with IAPD: A High-Yield ETF Providing 7% Annual Yield and Quarterly Payouts
- Unlock Lucrative Returns with SDIV: A High-Yield ETF Providing 11% Annual Yield and Monthly Payouts
- If I am a dividend investor, this is what I would do….
- 7 Things to consider before buy a dividend stock
- 4 Dividend ETFs that can let you sleep well even in the scary bear market
- 5 Best Counters for Passive Dividend Investing
- The Three MOST Important Traits of an Investor
- What is the best investment strategy in the world?
- Ultimate Strategy of buying REITS: XXX instead of X000?
- Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com
Money just buy you the chance of freedom but can’t buy back time. In life, there is no reset button. Time is limited but money is not.
When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed (your strong health, time with young child) while busying striking out in career.
Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?
We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.
We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.
Love your life daily. You have one less day with your spouse, parents, children and yourself. Time is ticking away.
Focusing Careyourpresent & living a fulfilling life by supercharging your mind & investment/online income. Careyourpresent Series focus on things that one MUST know in their Life.
- Embracing the Transience: Life Is Short
- Are you one of them?
- Three Pictures to change your Life and Mind
- Live in Present is not easy
- 小时候，幸福很简单。长大了，简单很幸福。
- The Best Advice to Parents and Child
- What if Later never come?
- What will you bring with you on your last day on Earth?
- Time is the ultimate currency, not money
- Our Life only have 5 short Days – we should live the best for every day
- Truly understand Living in the Moment now
- 11 Important Unexpected Life and Money lessons to learn from Your Children
- The days are long but the years are short
- Ditch your mobile phone to build real life
- Careyourpresent: Time is the most important
- Careyourpresent: What is your purpose of life?
- Careyourpresent : Greatest Regrets in life
- Careyourpresent : You might not believe it. It’s little unexpected things that make up a real life
- Careyourpresent: Something only happen once in life, if you missed it, it’s gone forever…
- Careyourpresent : Why is Gold useful?
- Careyourpresent: Frozen. Let it go!
More articles can be found here.
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Is Rakuten Insight still working? Haven’t received the voucher supposedly to be given in Dec.
Still working for me.
I still have been receiving vouchers. Last one was 20 Dec 2023. Maybe you should go email them and ask 🙂