It’s a long start of the year – what I have been busy with?

It’s been a long while since I posted anything. It’s been a very busy January 2024. I started the year with the typical 9 to 5 work of course! It’s a very busy work year. But luckily started with the news of my increment amount and bonus, not bad!

I have also a written a long post about 2023. Do read it. It’s give both portfolio and precious life lessons that I have learnt.

Mirrors of Time: Delving into the Reflections of 2023

Time Flies

It’s has been almost a year since my mum passing. Times really flies. Life is fragile.

Farewell Mum. You are always in my mind

Remember to look at these 3 pictures every morning.

Few pictures that change my life.

Disclaimer (these pictures are not from me. Saw on X and on internet)

No one is immortal.

There is always a last time.

Last time your kids ask you to carry

Last time they climb on you.

Time is the ultimate wealth, not money. pic.twitter.com/OSMSS0q8wb
— Edmond | Careyourpresent (@careyourpresent) November 12, 2023

Portfolio

This is the most interesting part where people are keen, and this is for my own record.

In terms of CPF, I have received 14k interest in my account and 13k from my wife account. Not bad!

In terms of Singapore Dividend Portfolio, I started the year with a family projected dividend of 2k per month + 1k per month from SSB + about 1.5k from cash interest / money market funds account. That’s about 4.5k per month. Hopefully this year I can change the 1.5k cash interest / money market funds account to equity (which I believe highly likely possible.)

I know we shouldn’t and can’t time market. But I rather keep cash at this moment of the time, waiting for opportunity.

Recent Trade – SG market

Nevertheless, I can’t stop hand itchness.

Recently I have bought 9CI (Capitaland Investment Limited) at $3.01 and F34 (Wilmar International) at $3.45. This time I didn’t post my transaction in the telegram group or twitter since I thought no one might be interested anyway. But for transparency and own record, I shall share here. Anyway, these two are for trading, not long-term positions in mind. However, 9CI might become long term, let’s see out how the results goes.

Recent Trade – Crypto

What am I busy with? Airdrops!

See: Time for Free AirdropS!

2024 Crypto is bullish with Bitcoin ETF just approved on the surface (but this is actually leading wolf to sheep pack if you seriously think about it). Bitcoin halving also coming!

What airdrops have I been farming? In Short, many many!

FREE MONEY using little or no Money, why not?

Cosmos – Atom, Tia, Inj, Osmos, milktia, Dem Exchange etc

Zksync

Layer Zero

Manta

Linea

Blast L2,

Scroll

Aveos

Rango Exchange

Testnet – like Bera Chain etc

and Many Many!

Usually for Crypto, information really follows fast. Hence, I usually post in my Twitter instead. For example,

Now

The $AEVO token is officially CONFIRMED in Q1 2024. Potential airdrop! coming. Left few weeks only!

The previous airdrop from this team was six figure!

Less than 40k users

Just fund $100 and join the potential to get 5 Digits in February 2024!
— Edmond | Careyourpresent (@careyourpresent) January 13, 2024

Out of the above, my most anticipated and the one that I have put in most effort is as per screenshot below, please give me a big one!

Deal 1:

Interest rates are getting lower everywhere and there are usually many hoops to jump to get higher rate such as OCBC 360 and UOB ONE!
Consider Maribank, one of the fuss free and give you 2.28% daily without any conditions! Interest is credited daily!

For short period only, earn up to 3.48% p.a. on the first S$50k when you join the MariBank May 2025 Save and Invest Promotion!

Insured up to S$100k by SDIC.

Deal 2:

Best Items that I have bought from Shopee.

ONLY the best useful worthy items

Many people I realised that they have only shared things that give them the most commissions. I am different. I will only share things that I have bought, used and found it to be good.

Deal 3:

Webull – Get free money!

Good deal! Do not miss this! Sign up here now for free money!!

Deal 4:

Trust Bank New Clients

Sign up using referral code KNDBPEPT. Key in this code after you download the Trust Bank App from Trust Bank Website
No minimum balance account and but great interest rate
No foreign transaction fee, great exchange rates when overseas. See my review via Trust Card – Excellent Card for overseas usage.

Deal 5:

FSMone – Cheap Comms and can transfer your shares to Personal/Joint CDP for Free

I am using FSMOne.com to invest in funds & ETFs (including money market funds). FSM is good due to the low comms and the free transfer from FSMOne to CDP (typically takes less than a week to transfer). If you do not have an account, you can sign up here. Please use my FSMOne referral code: P0413007.

You can read my experience of how I buy cheaply using FSMOne and then transfer my shares to Joint CDP within few days via $0 Free of Charge Transfer of SGX Shares from FSM to CDP and updates! – Done in less than 3 days!

I am also using FSMOne as part of my Estate Planning Plan. You can read about this via Simplified Guide to the Key Gist of Grant of Probate and Estate Planning

Deal 6:

Eskimo – Best Option for Roaming!

For now, you can get 500MB for free just by signing up with my referral link, no purchase required (I get 500MB only too, but only if you buy a paid plan). Referral code: CHING104915

You can read my review here.

Ultimate Free 2 Days Reit MasterClass: Exclusive at Careyourpresent.com

Money just buy you the chance of freedom but can’t buy back time. In life, there is no reset button. Time is limited but money is not.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed (your strong health, time with young child) while busying striking out in career.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

Love your life daily. You have one less day with your spouse, parents, children and yourself. Time is ticking away.

Focusing Careyourpresent & living a fulfilling life by supercharging your mind & investment/online income. Careyourpresent Series focus on things that one MUST know in their Life.

Embracing the Transience: Life Is Short

2 thoughts on “It’s a long start of the year – what I have been busy with?”

Dorcas says:

January 14, 2024 at 1:46 pm

Is Rakuten Insight still working? Haven’t received the voucher supposedly to be given in Dec.

1. careyourpresent says:
  
  January 14, 2024 at 6:12 pm
  
  Still working for me.
  
  I still have been receiving vouchers. Last one was 20 Dec 2023. Maybe you should go email them and ask 🙂

It’s a long start of the year – what I have been busy with?

Time Flies

Portfolio

Recent Trade – SG market

Recent Trade – Crypto

Deal 1:

Deal 2:

Deal 3:

Deal 4:

Deal 5:

Deal 6:

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2 thoughts on “It’s a long start of the year – what I have been busy with?”

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Time Flies

Portfolio

Recent Trade – SG market

Recent Trade – Crypto

Deal 1:

Deal 2:

Deal 3:

Deal 4:

Deal 5:

Deal 6:

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