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Can I Retire in My Early 40s? A Reader’s Real Question on Early Retirement Feasibility

Posted on May 23, 2025May 23, 2025 by careyourpresent

Lately, I received a heartfelt question that I believe many of us silently wonder about: “I’m 42, my spouse is 40. We have a fully paid house, around $1.6 million in investments, and CPF savings that will provide monthly payouts starting at age 65. Can we really retire now?” This isn’t just about numbers. It’s…

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Building a FIRE Portfolio in Singapore: A Realistic Hybrid Approach That Balances Income & Growth

Posted on March 10, 2025March 8, 2025 by careyourpresent

This is a follow-up to my previous article: FIRE and the Big Dilemma – Dividends vs Safe Withdrawal Rate: Which One Helps You Sleep at Night? Do read if you have missed it! In that last post, we explored the dividends vs. SWR dilemma faced by many in the FIRE (Financial Independence, Retire Early) movement….

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Stop Waiting for Someday: Live Fully by Accepting That Life Is Finite

Posted on June 11, 2025June 11, 2025 by careyourpresent

It’s not something we like to talk about. Death. It sits quietly in the background of our lives, often ignored, sometimes feared, rarely welcomed. But no matter how much we distract ourselves or deny its presence, one truth remains unshaken: we will all die. It doesn’t matter how rich you are. It doesn’t matter how…

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Break Free from Phone Addiction: Reclaim Real Life and Presence in 2025

Posted on May 30, 2025May 23, 2025 by careyourpresent

Learn practical ways to reduce screen time, break phone addiction, and reconnect with real life in 2025. Start your mindful journey today.

Focus Keywords:

Break phone addiction

Reduce screen time

Mindful smartphone use

Digital minimalism 2025

Reconnect with real life

Tech-life balance

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Why You Don’t Need to Hustle to Be Worthy

Posted on May 28, 2025May 16, 2025 by careyourpresent

A few years ago, I believed I had to earn my worth. If I wasn’t constantly doing something productive—working late, ticking off goals, optimizing every corner of my life—I felt like I was falling behind. Maybe you’ve felt that way too. Like rest was a weakness. Like being still meant you were being lazy. We…

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You may dream of reaching Financial Independence, Retire Early (FIRE), but what if it doesn’t bring the fulfillment you expected?

Posted on May 20, 2025May 16, 2025 by careyourpresent

The Dream of FIRE The idea of Financial Independence, Retire Early (FIRE) is incredibly appealing. Who wouldn’t want to break free from the 9-to-5 grind, eliminate financial stress, and finally have complete control over their time? For many, the FIRE journey becomes more than just a goal—it becomes a way of life. A life dedicated…

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Tired of the Rat Race? Here’s How to Pause, Reflect, and Start Living Fully Today

Posted on May 17, 2025May 15, 2025 by careyourpresent

Hey there, friend! If you’ve been feeling overwhelmed, stuck, or just plain tired of the constant grind, you’re in the right place. I know how easy it is to get caught up in the endless loop of work, spend, wait, repeat. That’s why I created Care Your Present—to remind us all that life is happening…

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