As what I have shared earlier, Webull is one of best the best brokerage in Singapore that everyone should try, especially given the attractive promotion that they are giving now! I believe that that many would think opening a new account is a hassle but why not? Since you only need to deposit $0.01 and can get US$50 to US$500 for free with little or no efforts!
I have shared the steps of how to sign up earlier with my personal experiences with Webull in my two posts below.
To get such nice welcome gifts with excellent brokerage, simply Click here to register a new account!
In this article, I will be sharing another feature in Webull which is Moneybull with a very important disclaimer at the end of this article. Do read on!
Besides low commissions, what else?
Besides the low commissions to trade shares/options, there is another very interesting plan called Moneybull that I wish to share today. If you have any funds on your Webull brokerage account that are available, you can simply enroll to this and will earn an additional 4.52% interest! So much higher than Fixed Deposit!
Of course, you can read the full FAQ about Moneybull at Webull website itself here. However, let me extract the relevant portions for your easy references.
What is Moneybull?
Moneybull is a wealth management tool designed for margin accounts to earn a yield on idle cash while maintaining liquidity and low risk.
The yield is generated by automatically investing your idle cash into underlying cash funds.
What are cash funds?
Cash funds are mutual funds that invest in short-term and low-risk debt securities. The yield generated by the cash fund can vary, but they are typically higher than the yield on a savings or money market account.
Key Advantages of Moneybull
There are 4 key advantages using Moneybull
Earn up to 4.52* 7 Day Yield (P.A.)
Deposit as Little as USD1/SGD1 to start
All You Earn is Yours to Keep
Optimise the Utility of Your Idle Cash
*Figures shown are based on 7-Day Yield (P.A.) as of 13 March 2023 and not an indication of future performance. (Source: Moneybull)
Other Key things to note for Moneybull
Disclaimer
However, to be very honest, I haven’t use Moneybull yet. For my site and as per what I have mentioned in my referral page, I will only share products that I am using and found it to be useful.
Although this cash fund provides higher yield than other cash fund/money market funds, we should be concerned on what the underlying cash funds for Moneybull are. Webull site only mentioned that the cash funds are short-term and low-risk debt securities but with not much details on it.
Like for example, Moneyowl Wisesaver that I have shared earlier in this post, is investing in Fullerton SGD Cash Fund – Class A (SGD) which invested mainly in SGD Fixed Deposit and backed by Temasek. With this investors can clearly evaluate the risks before putting their hard earned money inside.
For Moneybull, I can’t find any information about its underlying cash fund in Webull website but I have emailed Webull to ask. If I hear anything from them, I will update again.
Meanwhile, I have only signed up with Webull to get the free money with $0.01 for testing out the brokerage which I like it very much so far! You can check out the details in this page: Webull – powerful brokerage nice free welcome gift by depositing only S$0.01! By using only $0.01, you can earn at least 50x more (US$50 to US$500), there are no other risks, why not?
I came across this old article’s online few days ago and I thought I should share it. However, this article is in Chinese, hence I have translated it for those who can’t read Chinese. Do read it, digest and hope that you will live a better life.
There are five days in life: the day before yesterday, yesterday, today, tomorrow, and the day after tomorrow. We should live each day well.
Thank you the day before yesterday
We cannot choose the day before yesterday. We should be grateful for the existence of life. We should thank our parents for giving us precious life and bringing us to this beautiful world – enjoying the joy of life.
Summarize yesterday
Yesterday is the track we walk. There have been joy, happiness and success here, as well as pain, misfortune and failure, but we can get up wherever we fall. Yesterday’s failure is the foundation of tomorrow’s success. We can’t give up learning, let alone give up progress.
Treasure today
Today should be cherished doubly, study hard, practice a lot, let yourself move forward in a down-to-earth manner. Yesterday has passed, tomorrow has not yet come, what you can have is today. Only today’s hard work will produce fruitful results tomorrow.
Pursue tomorrow
Tomorrow is a future full of hope, full of temptations for us, ideals can only be realized tomorrow if they are planted today.
Not afraid of the day after tomorrow
Because today and yesterday we have spent seriously, our day after tomorrow will be wonderful, why should we be afraid of the day after tomorrow? The day after tomorrow is the inevitable law of the development of things, just like day and night can never be separated.
Every day in life should be cherished, don’t hesitate in thinking about yesterday, don’t wait for tomorrow in anticipation, only spend today’s day in a down-to-earth manner, and hold today firmly in your hands so that you won’t be ashamed meaning of life.
Don’t worry about past, worry about future, but CARE YOUR PRESENT and truly live in the moment
Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.
I always write and share articles, especially on dividends which many people love them. Do read them!
Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!
Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.
CAREYOURPRESENT
Money just buy you the chance of freedom.
When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.
Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?
We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.
We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.
I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:
You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.
REMEMBER:
Love your life daily.
You have one less day with your spouse, parents, children and yourself.
Time is ticking away.
For each passing day,
Enjoy and Treasure your Life!
For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!
For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!
Telegram Group (Chat with me and other like minded people!)
If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!
At the same referral and ebook page, you can also download my free ebooks and other free resources.
For quick references to these resources, you can see below.
Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
Hostinger: You can use this link for hosting your new website. 20% off hosting!
With immense sadness, I saw Uncle CW (Jacob)‘s passing yesterday. He was one of the pioneer finance bloggers more than 10 years ago when I was still operating on my previous blog Oppose the Trend. I still remembered the vivid time where we were chatting non-stop in BULLy the BEAR chatbox. There was a couple of us, some with blogs, some without, just chit chatting there for anything under the sky.
Uncle CW is a very special finannce blogger. He doesn’t monetize his blog and thus he always speak freely in this blogs on his views. Of course, one very distinct characteristic is he like to “poke” people on some of the things (finance, investing things) that most other bloggers keep talking about. For example, topping up of CPF, SA account etc.
Personally, although I didn’t fully agree with all his investing views, I still have learnt many things from him and is immensely grateful to him. I still remembered that he sends me a file where he created to compute xirr – on how to track his portfolio when I was a newbie, till today I am still using this file after some modification to suit my own use.
Some of the key tips that I have remembered from his blog:
Patience to wait
Guts to buy
Invest in bluechips that stood the test of time like Uncle Chua
Reits will keep asking for cash for rights issue, not an ideal tool for retiree.
His famous chart on the various supports and resistance of STI
Short-term trading around core for core position like Kepcorp (100 rounds, 99 rounds etc)
The need to track portfolio using xirr
Moving goalposts – better to invest OA as compared to top up with cash
How-to take-out cash from CPF at December each year
etc
Goodbye
At least he has enjoyed 6-7 years of retiree life and has reared 3 wonderful child with only 1 single income. Farewell Uncle, 一路好走。Deepest condolences.
Within a short period of time, I witnessed the passing of my mum, passing of Ron Sim and now CW8888.
LIfe is short, please Care Your Present and Treasure it. You never know when it will be gone suddenly.
We all know that building wealth takes hard work and dedication, but what if we could learn from those who have already achieved financial success? It’s not easy but it’s always good to learn from people who are way advance than you.
Self-made millionaires are a great source of inspiration and insight into how we can improve our own financial habits. After some research, these are the top 10 money habits of self-made millionaires, along with tips on how you can adopt them for yourself.
Personally, I am doing 1 to 8. What about you? 9 and 10 is still beyond me now!
Self-made millionaires know that every penny counts. Become a budgeting ninja and track your expenses like a hawk to ensure you’re maximizing your savings potential. Saving = income – expense. Once you can budget, you can do anything!
2. Invest in Yourself (No, Not That Way)
Investing in yourself doesn’t mean blowing your savings on plastic surgery. It means constantly learning and improving your skills to stay ahead of the game. So take a course, read a book, or seek out a mentor – invest in yourself and watch your wealth grow. Human asset is the best asset
3. Embrace Minimalism
Luxury cars and designer clothes may look cool, but self-made millionaires know that living below your means is key to building wealth over time. So skip the flashy stuff and focus on the bigger picture. Contrary to most belief, most millionaires/billionaires are eating the same things everyday, wearing the same clothes everyday. Do you know why? They are focusing on other more important things!
4. Set Goals and Crush Them
Self-made millionaires set clear goals and work tirelessly to achieve them. So, set specific and achievable goals for yourself, write them down, and create a plan of action to help you crush them. Success is because planning. If you have no plan, it is difficult to success unless you are lucky to win lottery!
5. Get Your Stock Game On
Investing in the stock market is a powerful way to build wealth over time. Educate yourself on the market and invest in companies that align with your values and long-term goals. Of course there are other investment such as Cryptocurrency, Forex, alternative investments like wine, please learn and get your hand dirty in order to win!
6. Be a Passive Income Pro
Self-made millionaires build passive income streams like rental properties, businesses, and dividend-paying stocks. So get creative and find ways to generate passive income that align with your skills and interests. Passive income will get you rich! Buy assets to generate those income! Grow your business!
7. Say Bye-Bye to Debt
Paying off debt should be a priority to reduce interest payments and free up cash flow. So create a debt repayment plan and stick to it. Focus on paying off high-interest debt first and consider consolidating your debt to reduce your interest rate. However, there are good debt if you know how to deploy it correct. Leverage with good debt to increase your wealth faster!
8. Take Risks, But Not Like a Stunt Double
Self-made millionaires aren’t afraid to take calculated risks. But before you jump out of a plane, weigh the risks and rewards of each opportunity and take calculated risks when the potential for reward outweighs the potential for loss.
9. Network Like a Boss
Self-made millionaires surround themselves with successful people who inspire and motivate them. So network with successful people in your industry and seek out mentors who can offer guidance and support.
10. Give Back
Self-made millionaires understand the importance of giving back to their communities and supporting causes they believe in. So find ways to give back and support causes that align with your values – you never know, you might just become the next Bill Gates!
Good articles that you should read!
People are drawn to dividend investing.
Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.
I always write and share articles, especially on dividends which many people love them. Do read them!
Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!
Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.
CAREYOURPRESENT
Money just buy you the chance of freedom.
When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.
Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?
We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.
We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.
I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:
You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.
REMEMBER:
Love your life daily.
You have one less day with your spouse, parents, children and yourself.
Time is ticking away.
For each passing day,
Enjoy and Treasure your Life!
For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!
For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!
Telegram Group (Chat with me and other like minded people!)
If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!
At the same referral and ebook page, you can also download my free ebooks and other free resources.
For quick references to these resources, you can see below.
Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
Hostinger: You can use this link for hosting your new website. 20% off hosting!
The most anticipated Singapore Saving Bonds rate is out for next month. The rate is 3.03% (year 1) and reaches for the 3.21% (year 10). The average is 3.07%. Would you buy or bye this month? Let’s analyse more.
SBMAY23 GX23050W
Compare to Last Month
Let’s compare to last month. As per what I what posted earlier, the rate is indeed lower by a little bit. It’s still great as 3% for longer term emergency funds but not attractive as short term funds because Fixed Deposit, Treasury Bills, Money Market Funds offer close to 4% now.
If we look at the yield, it give 3.15% (above 3% is not bad for longer term of 10 years) which is quite good as compared to the recent 3.65% of treasury bill and the lowering fixed deposit rates. Next month SSB should be slightly lower but yet not much people applied for this round. If people believe in Fed pivot and the interest rate to come down, why not much people apply?
SBAPR23 GX23040S
But the good thing about Singapore Saving Bonds is that you can locked 3%+ rate for 10 years while you can redeem anytime within 1 month without any penalty. See my previous posts on Singapore Saving Bonds.
Application Details for this month SBMAY23 GX23050W
Application deadline is 25 Apr 2023, 9pm with $700.0 million. Next payment will be 01 Nov 2023 with subsequent payment on every 6th Month on 01 May and 01 Nov.
Given thatlast month almost everyone get what they want, 69k and the interest rate is slightly lower for this month as compared to last month, most likely the demand will be low too. What you apply in this month, likely you will get everything! If you think interest rate will goes down soon, it is always good to lock in the 10 years rate, you can redeem anytime anyway.
What’s my plan for this month SSB? SBMAY23 GX23050W
Let’s us recap the advantages of SSB first:
Very safe – backed by Singapore Government
Locked down decent rates of around 3% for 10 years.
Easy to redeem and can redeem partial
Liquidity needs maximum of 1 month where you can get your money back. Hence suitable as emergency fund.
Limit of 200k should be good enough for most people.
Can build Bond Ladder to get monthly income (which I already did)
Let’s us recap the disadvantages of SSB:
Short term rates are lower than banks’ fixed deposits, money market funds such as MoneyOwl,etc of around 3.5% and above.
Low returns
1 month liquidity to redeem your funds may be too long for people who need the funds immediately.
I have applied and got what I wanted last month. SSB is my emergency funds/last resort warchest.
Although I have not yet reach 200k but may not want to apply more since this month rate is slightly lower. However, let’s see how it goes this month. Hopefully I can deploy my warchest from my Fixed Deposit and Money Market Funds. If I manage to use all these funds, then I won’t apply SSB, otherwise I may apply more SSB.
Anyway, let me screenshot my SSB portal. Risk free money, not bad isn’t it? I will get around 300 each per month for the next 10 years risk free!
Good articles that you should read!
People are drawn to dividend investing.
Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.
I always write and share articles, especially on dividends which many people love them. Do read them!
Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!
Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.
CAREYOURPRESENT
Money just buy you the chance of freedom.
When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.
Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?
We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.
We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.
I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:
You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.
REMEMBER:
Love your life daily.
You have one less day with your spouse, parents, children and yourself.
Time is ticking away.
For each passing day,
Enjoy and Treasure your Life!
For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!
For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!
Telegram Group (Chat with me and other like minded people!)
If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!
At the same referral and ebook page, you can also download my free ebooks and other free resources.
For quick references to these resources, you can see below.
Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
Hostinger: You can use this link for hosting your new website. 20% off hosting!
Webull has a very nice promotion recently which supposed to end on 31 March 2023. However, they have extended the offer until 28 April 2023. Great news for those who haven’t sign up yet! Previously, I have already shared about this good deal via by earlier post: Webull: Spend $0.01 and earn US$50 to US$500 for free!
Simply fund any amount (S$0.01 will do to test out the account).
Personal Experiences
Let me share a bit of my personal experiences.
I have received 3 x 0.06 = 0.18 Tesla shares so far and have sold it! Do see the screenshots below. The commission charged is only $0.02, the cheapest that I have ever seen nice. For those who like to trade US shares, this brokerage is for you! Now I have free SGD$47.35 (USD$35.79) for some meals. Free money to test out a cheap and nice brokerage, why not?
After clicking “Sign Up” you will be directed to registration page.
Here are what you need to do:
Fill in your phone number
Click “Send Code” and the system will send a code via SMS to you
Key in the verification code
Read and agree with Terms & Conditions and Privacy Policy
Click “Next”
You have successfully registered for a new account! Now, it’s time to set up your account.
Step 2: Setup Your Account
The next step is to setup your account. To do so, here are the steps you need to take:
Download Webull App on your mobile
Login with your mobile number
Click on the “Open Account” tab at the bottom center of the screen
Fill up your particulars. For simplicity, you can login with your Singpass.
After submitting your particulars, wait for Webull’s approval (my approval took only 30 minutes from the time that I have applied). You will receive an email from Webull to tell you about your account’s approval.
Click “Open Account” to start setting up your account. Then, fill up your particulars.
After submitting the form, you will be shown this page. Wait for approval email from Webull.
After approval, you can go to the app and click Webull logo at the bottom center. Then, set your trading password.
Step 3: Make a Deposit of ANY amount in 1 transaction (SGD $0.01 will do)
After your account is approved, it’s time to make a deposit. Inside Webull app, select “Webull” tab at the center bottom of the screen.
There are 3 ways to make deposit: eDDA, Fast or Telegraphic Transfer.
eDDA method means you’re authorizing Webull to transfer money from your bank account into your Webull account. Setting it up is very easy, just click on “eDDA” then follow the instructions, login to your internet banking, set the amount limit and you’re done.
FAST method means that you need to manually transfer money from your bank account using FAST option. This is only applicable for deposit made in SGD. After you’ve done the transfer, you need to click “Notify Webull of Transfer Completion” and the money will be reflected into your account within 5 to 10 minutes.
Telegraphic Transfer (TT) method means that you need to manually transfer money from your bank account using the traditional Telegraphic Transfer method. This is applicable for deposit made in SGD, USD or HKD. After you’ve done the transfer, you need to click “Notify Webull of Transfer Completion” and the money will be reflected into your account within 1-3 days.
Please note: The registered name of the bank account holder and Webull account must be the same for all deposits and withdrawals. Deposits must be from your own individual bank account, not third-party bank accounts, joint accounts or third-party payment platforms.
To make deposit, click Webull logo at bottom center, then click “Deposit Now”. After that, choose your deposit method.
This month promotion requires you to deposit any amount in a single transaction and maintains it for 30 days.
After depositing your SGD, if you want to convert it to USD to purchase stock in the US market, here’s how.
Click Webull logo, then click “Details”. After that, scroll down to find “Exchange Currency” button.
Step 4: Maintain Your Account for 30 Days
Next, you need to maintain you Net Cumulative Deposit at SGD 0.01 or above for 30 days after the initial deposit. That means, all your total deposit minus total withdrawal should be at least SGD 0.01.
It is alright if your portfolio falls below SGD 0.01 during the holding period, as long as your Net Deposit is at least SGD 1. If you don’t perform any withdrawal, your net deposit remains SGD 0.01.
After meeting all of the above simple steps, you will receive your rewards within 7 business days. Please remember to use the rewards WITHIN 30 days. After 30 days, the unused rewards will be expired.
Good articles that you should read!
People are drawn to dividend investing.
Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.
I always write and share articles, especially on dividends which many people love them. Do read them!
Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!
Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.
CAREYOURPRESENT
Money just buy you the chance of freedom.
When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.
Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?
We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.
We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.
I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:
You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.
REMEMBER:
Love your life daily.
You have one less day with your spouse, parents, children and yourself.
Time is ticking away.
For each passing day,
Enjoy and Treasure your Life!
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For quick references to these resources, you can see below.
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