There was a revision of the UOB One account Interest announced in early April. Well, it was effective rate of 5% (highest in market) for many months for 100k. With the new update, it would become 4% with 150k! Wah I need to take up another 50k to maintain lesser interest. Well, such is life,…
Tag: Fixed Income
It’s a long start of the year – what I have been busy with?
It’s a long start of the year – what I have been busy with? It’s been a long while since I posted anything. It’s been a very busy January 2024. I started the year with the typical 9 to 5 work of course! It’s a very busy work year. But luckily started with the news…
Lock your last good Risk Free Rate before too late
For those are following news from US side, many would have known that there is a very high chance that FED will pivot from next year onwards. Hence, this might be the last chance for you to lock in your last good Rick Free Rate before it is too late. The question now is how…
Savers Heaven Options for Dec 2024
It was a great two years for many of the savers. FED keeps increasing interest rate and as a result, savers (those who don’t like to take risk in equities) are crying for joy! If one goes around, can easily get 3% for Fixed deposit these two years or locked more than 3% under SSBs…
PSA: Highest Yield Singapore Saving Bonds for this month
Posting this article is actually detrimental to myself. By posting this article, this means more people will be aware of the Singapore Saving Bonds this month. Selfishly, this month I want to buy lots of bonds (to max my 200k limit), especially next month yield likely will drop. If you look at this month bond,…
SBDEC23 GX23120Z – a must buy for Saver!
This month SSB is great. 3.4% for average 10 years with 1st year 3.3%. With FED sound hawish, and the market “rallying” for past few days, those who afraid that rate will drop, can buy some SSB now. Let’s Recap First! Let’s us recap the advantages of SSB first: Let’s us recap the disadvantages of…