No Privacy in Decentralized Crypto One of the long-term benefits/attractions of Crypto currency is that it is decentralized, there is no need KYC this and that. You just need to create seed phrases to generate a public address using decentralised Crypto Wallets. However, after the FTX collapses, there was a change in private policy for…
Should I purchase the upcoming Treasury Bill?
Question Should I be purchasing the upcoming Treasury Bill? This is a question that quite a number of people asking me. How does MAS Treasury Bill works? This means what when you apply for 12k for a 6-month T-Bills (for example) and successfully auction and get 10k at 4% yield. On the refund day, you…
Careyourpresent: Time is the most important
Time is the most important I always advocate the most important gift that one can ever give to their loved one – be it family or child or parent is time. This is something which we always don’t have, especially that when we are busy working or busy with some other things that are actually…
FIRE (Financial Independent Retire Early) but still working!
I take inspiration to write this article from the recent posts of sg finance bloggers who goes back to work despite FIRE. Few examples, Christ from Tree of Prosperity despite FIRE (Financial Independent, Retire Early) very early (likely with huge buffers) shared in his recent post that he went back to legal work. Happyreitinvestor FIRE but…
Market is showing sign of weaknesses or strength NOW
What’s Now? This is a short post to provide market update and my view. Is the Market is showing sign of weaknesses or strength NOW? Reit/Stocks/Crypto lovers time to buy buy buy? Market update The market has a huge one day jump last week before starting to show sign of weaknesses whereas 10 years US…
Singapore Saving Bonds – This month SBJAN23 GX23010Z is out! 1st year 2.95%, 10-year average 3.26%! Buy Buy Buy or ignore?
BJAN23 GX23010Z The rate is out – it’s not bad 3.26% for 10 years. Although it is lower than last month, but 3.26% for 10 years are not bad! Higher than OA but lower than SA! Other alternative? Of course, if you look at Fixed deposit rate (example, CIMB give 3.95% for 6 months), it’s…