BJAN23 GX23010Z The rate is out – it’s not bad 3.26% for 10 years. Although it is lower than last month, but 3.26% for 10 years are not bad! Higher than OA but lower than SA! Other alternative? Of course, if you look at Fixed deposit rate (example, CIMB give 3.95% for 6 months), it’s…
Why buy equities when saving accounts give 5% or more?
Interest Rate Fed has been increasing interest rate which results in the rate increasing for other countries in the world such as Singapore. We can see from the recent rush into Fixed Deposit, Singapore Saving Bonds, Treasury Bills etc. Saving accounts are also having war every now and then. During the early part of each…
Careyourpresent: Over or Under think your Life and Investment?
Thinking about your Life and Investment How much do you think about your life and investment? Do you spend a lot of time thinking about the past or future? Are you overthinking and underthinking these things? In this article, I will explain what I mean by “overthinking” and “underthinking,” then give some tips on how…
Unexpected Outcome for Singapore Saving Bonds :)
Allocation outcome Many people have balloted for the juicySBDEC22 GX22120S issue as the interest rate is indeed very juicy. The balloting results was out this afternoon at around 3pm and people would get either 14k or 14.5k! if you are a pair of couple of a family, you could get 29k for 3% plus per…
New Life – Reborn of The Careyourpresent Site
Important Updates Dear Readers Thank you for your support all these months. Life is difficult, the world is in a mess, but we still need to work hard, progress to a better and happier life. This post is to announce two things: (1) I have moved from https://careyourpresent.wordpress.com/ to https://careyourpresent.com/ (2) I have launched my…
Yield rise dropping, time to buy Reits!
USmarket is up yesterday but reits down today. How come? Did you buy buy buy today? Or still waiting for lower price? The market expects the rate hike to Slow down, hence market rejoice! However, look carefully, RATE HIKE SLOW DOWN! What does this mean? This means that there will still be hike, cheap money…