A few years ago, I believed I had to earn my worth. If I wasn’t constantly doing something productive—working late, ticking off goals, optimizing every corner of my life—I felt like I was falling behind. Maybe you’ve felt that way too. Like rest was a weakness. Like being still meant you were being lazy. We…
Can I Retire in My Early 40s? A Reader’s Real Question on Early Retirement Feasibility
Lately, I received a heartfelt question that I believe many of us silently wonder about: “I’m 42, my spouse is 40. We have a fully paid house, around $1.6 million in investments, and CPF savings that will provide monthly payouts starting at age 65. Can we really retire now?” This isn’t just about numbers. It’s…
You may dream of reaching Financial Independence, Retire Early (FIRE), but what if it doesn’t bring the fulfillment you expected?
The Dream of FIRE The idea of Financial Independence, Retire Early (FIRE) is incredibly appealing. Who wouldn’t want to break free from the 9-to-5 grind, eliminate financial stress, and finally have complete control over their time? For many, the FIRE journey becomes more than just a goal—it becomes a way of life. A life dedicated…
Tired of the Rat Race? Here’s How to Pause, Reflect, and Start Living Fully Today
Hey there, friend! If you’ve been feeling overwhelmed, stuck, or just plain tired of the constant grind, you’re in the right place. I know how easy it is to get caught up in the endless loop of work, spend, wait, repeat. That’s why I created Care Your Present—to remind us all that life is happening…
The Quiet Slide: Why the Australian Dollar Keeps Falling Against the Singapore Dollar – And What It Means for Everyday Investors
If you’ve been keeping an eye on the currency markets, you might have noticed a steady trend: the Australian dollar (AUD) has been gradually slipping against the Singapore dollar (SGD) over the past few years. At first glance, this might seem like a niche issue for traders and economists. But currency trends like these can…
Building a FIRE Portfolio in Singapore: A Realistic Hybrid Approach That Balances Income & Growth
This is a follow-up to my previous article: FIRE and the Big Dilemma – Dividends vs Safe Withdrawal Rate: Which One Helps You Sleep at Night? Do read if you have missed it! In that last post, we explored the dividends vs. SWR dilemma faced by many in the FIRE (Financial Independence, Retire Early) movement….