Posting this article is actually detrimental to myself. By posting this article, this means more people will be aware of the Singapore Saving Bonds this month. Selfishly, this month I want to buy lots of bonds (to max my 200k limit), especially next month yield likely will drop. If you look at this month bond,…
Year: 2023
Battle of Enough VS Spending for Financial Bloggers
Recently, there are many “sparring” or “discussion” among many of the financial bloggers for the past few days, especially for those famous bloggers who are financially independent. Let me share some of these posts: Are Financial Influencers spending too little for their own good? by Christopher who is Financially Independent at age 39 but still…
Three Pictures to change your Life and Mind
Pictures speaks a thousand words as compared to words. Many thought that they are invisible, will never die suddenly. But who knows? Live your best life now, in the current moment.
Ultimate Formula for FIRE (Financial Independent, Retire Early)
Many people would want and love to retire early after financial freedom, but the issue is there are many questions that stop people to really retire even if they really has enough money/cash flow? Do I have enough when I retire now? Would I run out of cash before I leave the surface of Earth?…
SBDEC23 GX23120Z – a must buy for Saver!
This month SSB is great. 3.4% for average 10 years with 1st year 3.3%. With FED sound hawish, and the market “rallying” for past few days, those who afraid that rate will drop, can buy some SSB now. Let’s Recap First! Let’s us recap the advantages of SSB first: Let’s us recap the disadvantages of…
Life is a cycle
This image is very powerful. Put it in your mind and you will remember to treasure your time. Know that the most limited thing in this world is time, not money. FED can print money but cannot print time.