Header image

Month: November 2022

Careyourpresent: Over or Under think your Life and Investment?

Posted on by careyourpresent

Thinking about your Life and Investment

How much do you think about your life and investment? Do you spend a lot of time thinking about the past or future? Are you overthinking and underthinking these things? In this article, I will explain what I mean by “overthinking” and “underthinking,” then give some tips on how to improve yourself and live in the moment.

Overthink and Underthink your Life

  • Overthink:

Overthinking can be a bad thing. You think too much about the past and future, and not enough about the present. You don’t enjoy life as much. And you can’t live in the moment like everyone else does.

  • Underthink:

Underthinking is also bad because you take everything for granted and don’t appreciate what’s happening now, thus making your life boring every day.

If You Think Too Much About The Past

If you spend too much time thinking about the past, you will be stuck in it. You’ll be so focused on what happened that you won’t notice new opportunities or possibilities. And the sad thing is that this can extend to the rest of your life as well. You might begin to feel like your life has been a waste because of all the mistakes and opportunities you’ve missed out on.

However, there are ways to overcome this problem:

  • Focus on looking forward instead of backward—It’s important not to get stuck in negative thoughts about yourself or other people because if you do, then those thoughts will become reality for you! Instead, focus on what is happening right now and try not to think about what happened yesterday or even last year since it’s done now anyway!

If you think too much about the future

When you overthink, your mind can be so consumed with the future that it loses sight of what’s happening right now. The result is a sense of constant regret and worry. “What if?” questions float around in your head, keeping you from enjoying the present moment and distracting you from doing what needs to be done now.

Overthinking can also lead to inaction—you might do nothing because it all seems too overwhelming or complicated. Or maybe there are so many possible outcomes that it paralyzes you completely, making decision-making difficult or even impossible (which leads back to indecision).

Excessive worry can cause anxiety and depression as we get stuck in our heads, unable to escape those thoughts no matter how hard we try (or don’t try).

Improve yourself and live in the moment

You always want to improve yourself and live in the moment. A lot of people over-think things too much, and this can affect their decision-making ability. They end up regretting their decisions later because they didn’t think about how it would affect them in the long run. So, if you’re thinking about making a big decision or planning for your future, make sure that you don’t plan for it too much.

There are some ways that we can improve ourselves and live in the current moment:

  • Improving our health and fitness levels
  • Getting involved with something new that we enjoy doing (like learning a new hobby)
  • Listening more often instead of talking all the time

Before you make any decision, notice your present and take a few seconds to think about its potential consequences

Before you make any decision, notice your present and take a few seconds to think about its potential consequences. This way, you can be sure that whatever choice you make will not lead to regrets later on.

Here are some things to consider when making a decision:

  • Do I really need this?
  • Will it make me happy?

Overthink and underthink your investment

Overthinking and underthinking your investment can be a serious problem too.

Overthinkers are the ones who worry about the future too much and are hesitant to make decisions because they might regret their choice later on. On the other hand, underthinkers tend to get excited by new ideas without considering whether they’re good or bad. They then end up making rash decisions that lead them down a path of failure and disappointment. The difference between overthinking and underthinking is actually quite simple: overthinkers let fear hold them back from taking risks while underthinkers ignore their fears and go for it anyway (with disastrous results).

Examples of over-and-under thinking include:

  • For example, an investor could use this approach to determine what type of investments he wants to pursue in order to maximize his returns on investment over time; however he may also find himself unable to invest anything at all because he’s afraid that something bad might happen with his investments if he does not do enough research beforehand!

Enjoy the present moment, enjoy your life. Don’t plan for future too much.

Hope this article has help you to find out how much Over or Underthink your Life and Investment.

You can enjoy your present moment, enjoy your life instead of planning for future too much. Also don’t overthink or underthink your investment and don’t overthink or underthink your Life.

Just enjoy your present life

In order to improve your life, it is crucial that you focus on the present moment. Don’t worry about the past and don’t worry about the future. Don’t worry about what other people think and don’t worry about what other people are doing. Don’t let other people’s opinions of you influence your decisions either positively or negatively; instead, make sure that those opinions are not influencing anything at all besides small talk with others (which is still important).

Lastly, don’t let fear control your life by allowing yourself to be paralyzed by overthinking things too much and creating anxiety unnecessarily from changes in circumstance that may occur depending on how we act today—both good and bad situations can happen if we allow them through our own actions so it’s important not too stress about either one beforehand because then nothing will ever change for us which means no progress toward anything better than where we currently stand now will ever occur!

Live a better life, Care Your Present

The key to living a happy and successful life is to keep things simple. With the rise in technology, we have become more and more dependent on our smartphones. We have lost sight of what’s most important-our relationships with other people and our health. So make sure you take some time out each day to just enjoy yourself and Care Your Present!

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

Unexpected Outcome for Singapore Saving Bonds :)

Posted on by careyourpresent

Allocation outcome

Many people have balloted for the juicySBDEC22 GX22120S issue as the interest rate is indeed very juicy. The balloting results was out this afternoon at around 3pm and people would get either 14k or 14.5k! if you are a pair of couple of a family, you could get 29k for 3% plus per year for 10 years! That’s a good sum of money to be keep as emergency fund which you can unlock within a period of few days to 1 month. (Disclaimer: I am lucky to be allocated 14.5k whereas my wife 14k. Thus 28.5K as a couple.)

Based on past trend, the allocation rate was about 10k. Through some of the forums, I notice some people wanted to save the interest for 3 days (from last Friday until today), hence they put in 10k only based on past trend. For those who only put in 10k only for the balloting should be regretting now why they never put more. Not to worry, you can try again next month 🙂

What is Singapore Saving Bonds?

For those who are new to this, do consider applying Singapore Saving Bonds for the next issue. Quite likely the interest will be slightly lower based on the current trend but if you’re looking for a safe investment with decent returns, Singapore Saving Bonds is the place to go. You can invest as little as S$500 and get a guaranteed return locked at the time of investment. With the current high interest rate environment, it can go up to 3% or more.

Singapore government-backed saving bond offers a risk-free investment to the investors.

Singapore Savings Bonds are backed by the Singapore Government, so you can rest assured that your investment is safe. In fact, there is no to little risk of losing money when you invest in a Savings Bond.

You can invest as little as SGD$500 in SGD bonds.

SGD bonds are sold in increments of $500. You can invest as little as SGD$500 in Singapore Savings Bonds, and the minimum investment period is three months.

Your money is safe in Singapore Saving Bonds because it is backed by the Singapore Government.

You can be sure that your money is safe in Singapore Savings Bonds. The government is unlikely to default on its debt obligations, go bankrupt and unable to pay back the money it owes. This is because our government has a strong track record of fiscal responsibility. The government has never defaulted on its payments, and neither will they ever do so in future. This means that you can rely on their promise of paying interest every year without any worries of getting less than what you expect or nothing at all like what happened during the 2008 financial crisis when some countries failed to pay back their debts after having borrowed too much money from other banks who themselves were facing bankruptcy due to bad investments.

Singapore Saving Bonds are a great way to invest in Singapore and earn some interest on your money. It is also a good option for those who are more risk adverse but want to save up for their children’s education, or retirement. There are many benefits associated with holding Singapore Saving Bonds such as tax exemptions and access to interest payments without having to sell them before maturity date which means you can reinvest these savings back into another bond if something happens like an emergency fund or other financial goals arise unexpectedly.

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

New Life – Reborn of The Careyourpresent Site

Posted on by careyourpresent

Important Updates

Dear Readers

Thank you for your support all these months. Life is difficult, the world is in a mess, but we still need to work hard, progress to a better and happier life.

This post is to announce two things:

(1) I have moved from https://careyourpresent.wordpress.com/ to https://careyourpresent.com/

(2) I have launched my new public Telegram Group (and Channel)

You may wish to refer to this post at my previous site for more information.

For the ease of my readers, I have also extracted this post and put it below.

—————————————————————————————————-

Dear Readers,

Thank you for supporting this site and be my readers of my posts for the past few months.

I have two key things to update today.

First and foremost, this site is currently under wordpress.com with limited plugins and features.

With the arrival of the great discount day of Black Friday few days ago, I have decided to take the opportunity to move to a more comprehensive site (https://careyourpresent.com/) with dedicated hosting under wordpress.org in order to improve the readers’ experiences with my site. In case you are wondering, I am using Hostinger. It took me quite a while to research before I decide to use this company. Three key reason(s) that I use this is because they have data center in Singapore, good pricing, fast and responsive 24/7 customer service care to answer any enquiries.

If you wish to shift your hosting plan to this company, do feel free to use my referral link. You will receive 20% from the purchased hosting plan price. Do note that the Criteria for new referrals are as follow:

  1. Your referral has to be the first time purchase
  2. Referred customer purchases hosting plan (except for email and cPanel hosting) for at least 12 months
  3. Client did not refund and is active for at least 45 days

Going forward, I will be posting at the new site, do pardon me if you found any errors and any part of the websites not setup properly. I am still a learning wordpress.org. If you have any tips, good plugins do share with me too. I am always very happy to learn new things 🙂

The second thing which I wish to update is that I have decided to launch my public Telegram Group (and Channel). The objective of this group is:

This public group aims to be a conducive platform for anyone to discuss any investment related matters – Crypto, TradiFi like reits stocks ETF etc, Metaphysics, Astro, TA, FA, Macro etc.

With the recent collapse of FTX, many of us should have realized that it is important for like-minded people who are into investing to share their views/thoughts and latest news of the market quickly. For FTX case, I managed to escape with thanks for many FUD news in CT as well as other Telegram chat groups. Hence, as part of this large community, I think I should do my part to contribute.

In case for new readers who are unsure of the theme of my site, let me share again as these groups matches my objective(s) of my site (that’s why I have launched it).

In this world, in order to have the chance to Careyourpresent, you will need the means (money) for it. Hence, I will be also covering finance related topics such as Crypto. These will be two main themes of this website.

Theme 1: Careyourpresent – sharing how to Careyourpresent, living a real life.

Theme 2: Finance related topics especially CRYPTO (including using Metaphysics).

Sorry for the long texts.

Hope to see you in my public Telegram Group (and Channel) and at my new site https://careyourpresent.com/

Cheers 🙂

Edmond Ng

Yield rise dropping, time to buy Reits!

Posted on by careyourpresent

USmarket is up yesterday but reits down today. How come? Did you buy buy buy today? Or still waiting for lower price?

The market expects the rate hike to Slow down, hence market rejoice!

However, look carefully, RATE HIKE SLOW DOWN! What does this mean? This means that there will still be hike, cheap money getting lesser, equities will still suffer as inflation is high, rate still high. Read this article from the horse mouth itself.

https://www.cnbc.com/2022/11/23/fed-minutes-november-2022.html

However, I want to highlight one point. FOCUS on the end rate! Make your own deduction. Did you see what I am seeing?

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

Free Money in Crypto

Posted on by careyourpresent

People always like free things. Free samples, buy 1 get 1 buy, free tasting, buy this and get that free etc….These are the common things that we all have heard and rush to get it.
How about free things in Crypto? Do you like it? Of course! However, how to get free things? Are there really free things in Crypto? Yes! Do read on.

In Crypto, there is something very special call “airdrops” which can give free money (tokens) to people who did some tasks. Basically, this is a marketing strategy by the new teams what create a new token that involves sending coins or tokens to crypto wallet addresses. Small amounts of the new tokens are sent to the wallets of active members of the blockchain community for free or in return for a small service, such as retweeting a post sent by the company issuing the currency. The ultimate goal of a crypto airdrop is to promote awareness and circulation of a new token or coin. (https://www.investopedia.com/terms/a/airdrop-cryptocurrency.asp)

How do I get the airdrops?

If one does your research to find out the new things in Crypto (or some longer protocols/DeFi sites with no tokens), you may discover that some the key team members hinted for an airdrop or confirm an airdrop. For those confirm an airdrop, they would tell you what are the tasks that you need to do in order to qualify for it. Sometimes, the snapshots are already taken before the announcement, and you won’t be eligible for it. There are few sites who share about the current/upcoming airdrops etc. You can refer to the last few rows of my page below.

Useful Crypto Sites

Most of the time, even for free things, we need to do our homework. Look for those protocols with big VCs, big fundings that have been there for quite some time and with many users. Go to their discords, their sites, research/interact with the founding teams to get some hints if they will give an airdrop. Once you have found out, do your work. Most of the time, the airdrops are generally very little with not many values. But there are cases where the airdrops really give lots of money, can be xxxx or even xxxxx. Of course, you need to do your research. There are people who planned way in advance, creating many wallets, like 20 wallets etc, do various things in anticipation of the airdrops. There are lots of works and time involved.

Recent potential airdrops

Let me share some of the recent potential big airdrops.

(1) Metamask

The team Consensys hinted an airdrop. But how to qualify for it? Currently, there are no official announcements on the tasks need to qualify for it, but we can guess/speculate it. If you wait for official announcement, it may be too late as snapshots may have already been taken. Generally, to qualify for airdrops, it involved more interaction with the protocol itself. For Metamask, given the fundings and the scale of Metamask, doing the tasks below may lead you to high profit airdrops.

Token Swap using Metamask

Steps:
Go to main menu in Metamask
Click on the blue Swap icon
Trade some $ETH for any token
Do more token swaps for all the chains the Metamask supports, sometimes volume/size of trade matters.

Use Metamask Bridge to bridge tokens

Steps:
Go to https://portfolio.metamask.io/bridge
Connect your wallet
Select Ethereum as 1st network
Choose second network – Bridge
You can bridge to Polygon, BNB Smart Chain, Avalanche currently and vice versa
Do more bridges between for all the chains the Metamask supports, sometimes volume/size of trade matters.

Create a Gnosis Safe Wallet

ConsenSys and Gnosis Safe announced a partnership, hence airdops may rewards may come to users.

Steps:
Go to https://app.safe.global/welcome
Connect your wallet
Create a Multisig Safe wallet

(2) Arbitrium

Bridge tokens to Arbitrium using the OFFICAL bridge (remember to keep some ETH as gas fee)

Steps:
Go to https://bridge.arbitrum.io/
Bridge to and from Abritrium One (don’t forget Arbitrium Nova)
Do more bridges transfers, sometimes volume/size of trade matters.

Interact with as many dapps as possible in Arbitrium

Steps:
Go to https://portal.arbitrum.one/, you can find all the dapps here. Go swap tokens, participate in LP, trade etc…

Participate in Guild Tasks

Steps:
Go to https://guild.xyz/arbitrum to participate in the tasks, you can manually go participate in the tasks or use the smart contracts created by https://twitter.com/fullsendbripto/status/1589271671198085120

Do note that the above are speculation on how to get the airdrops based on past experiences on criterias to get the airdrops. Since most of these are free or cost very little but with potential great rewards, why not try?

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

Careyourpresent: What is your purpose of life?

Posted on by careyourpresent

Many of us, including myself are asking this question every single day, and most of us can’t find the answers even by our last day on Earth. Over the years that I have lived, I found that people have different purposes in life, and you have to go and find it yourself. No one can tell you or teach you.

Currently I am confused and still finding, but recently I read something which have given me some ideas. Perhaps you can go read and hope that this will help you to find one day. Let me paste some of the texts in the books, do read them. Perhaps those who read this book before can guess the title of this book.


From the above, below is what I have learned. Hope this is useful to you to find your purpose in life too.

Goal of life is to maximize lifetime fulfillment through memories and experiences, not just accumulate wealth. Once you have earned enough to take care of family’s basic needs, then by going to work to earn more money, you might be actually depleting your kids’ inheritance because you are actually spending less time with them OR you might be depleting something else which are much more valuable to you that eventually will help you to reach your lifetime fulfillment.

Anyway, this is the book if you are interested, and you can find this book in library.

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂