Investment and Finance - Careyourpresent

A day worth remembering for US indexes but this is just the beginning…

Posted on September 14, 2022June 10, 2023 by careyourpresent

US down 4-5% today. The worst day in 2022 but this should be the beginning. It will be worse towards the end of the year in Nov/Dec 2022.

Of course, from now until end of the year, there will be up and down on the journey, but eventually we will reach there. Yes, you can do small trades here and there but please be patient and keep some cash for the real game.

Don’t you miss the 1-2k down with circuit breakers in 2020. However, this time is different. WHY?

FED can’t print the way out! It will be a long bear! Please keep cash to capture the greatest opportunity to generational wealth in this decades. It’s the new air era, formulas don’t work anymore. Be patient and brave later! Both macros and metaphysics don’t look good!

Remember my previous post in April? There will be an eclipse in Oct and macros are getting worse. Get ready 🙂

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

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If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
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Trust Bank referral and review (update to previous post)

Posted on September 5, 2022December 12, 2022 by careyourpresent

Thanks to everyone who have applied via my referral code earlier via my earlier post.

KNDBPEPT

Trust Bank referral and review – new digital bank

After further researching, talking to friends, reading forums, please take note of one key point.

Remember to apply for Credit Card first instead of saving account

I have also updated my previous post to include the steps to apply and highlight the above point!

Trust Bank referral and review – new digital bank

Posted on September 3, 2022December 27, 2022 by careyourpresent

I believe many people would have heard about this new digital bank since 1 Sep 2022. There are posters everywhere on MRT, information about the bank everywhere on social media. This is a good deal in my opinion hence I thought I should share it too.

https://www.trustbank.sg/

Long story short. You should sign up for both Credit or Debit Card + Bank account which you will get the following!

**Bank account Perks! Of course also up to 1.4% p.a. interest on the first S$50,000 with $75K SDIC Insurance.**

Freebies that you will get after sign up:

Free Signature Breakfast Set to be redeemed at Kopitiam (worth $3.10)

Free 1KG Superior Fragrant Rice (worth $3.55)

S$25 FairPrice E-Voucher on your first card spend (no min. amount required) -> one simple way is to buy those 0.01 voucher in your Shopee App!

Of course you will enjoy another free $10 referral if you sign up via my referral code

KNDBPEPT

By the way, the steps to apply are as below:

Step 1: Download the trust bank app here for android user.

Alternatively, you can scan the QR code.

Step 2: Key in the referral code first in the app (click “use referral code”, then apply credit card using myInfo (take few minutes to get approval). Remember to apply for Credit/Debit Card first with perpetual no annual fees (I saw some of the feedback in forums/from my friends sharing that if you apply saving account first, you be stuck at the saving account screen and can’t proceed further).

Step 3: After which, apply the saving account (few minutes too). You do not need to apply the saving account to get the freebies, but it is good to have since its free with no minimum balance.

Step 4: The final step is to spend 1 transaction using the debit or credit card to get the $25 freebie 🙂 For my case, I am using the card to buy $0.01 shopee voucher!

Step 5: Use your rewards and enjoy!

The end result 🙂 Free Money, Free account, why not?

You can click the link below for my other referral codes!

Referrals

Learn how to win in sideway or downtrend market!

Posted on July 26, 2022September 27, 2023 by careyourpresent

If you notice the Crypto Market trends recently, it has been sideway trading in a range. There will be sharp movements eventually but meanwhile you can do some trading to earn some profits 🙂

To do so, one need to know how to long/short the coins. If one only know how to long, you can’t trade to earn in the winter.

Most people are long only investor, be it stocks, reits, etf, unit trusts etc. However, to survive and thrive in rough market, one should equip themselves with more financial tools and knowledge. As this blog mainly talk about Crypto, I won’t cover shorting using things like options like TradiFi (of course some DeFI site in Crypto offer options too, but I won’t cover this for now).

Back to Crypto, many people only know how to buy the coin and long the coin. But how do we short to earn? One of easiest method would be using using Perps in FTX.

What are Perps? I won’t explain this in details but you can spend sometime to the details via FTX for more information. In a brief summary, you can leverage long or leverage short OR simple long or short coins via perpetual future derivatives. One very important key point to note is FTX supports up to 20x leverage. You can adjust your maximum leverage on the settings page. Note that the maximum allowable leverage on FTX is lower for large positions.

Hence if you leverage, please manage your risk carefully Recently I have completed a fast scalping trade using BTC perps in order to demonstrate how to use FTX. I have leverage 20 times and trade with 50 points drop in BTC to earn 4% within 2 days.

Let me share with you on the steps to short using FTX.

Step 1: Login to your FTX and find BTC-PERP to trade.

Step 2: If I want to short BTC at 21300 and take profit at 20000 (stop loss at 23000) using $100, you can key in the following.

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Using Metaphysics in investment – It really happen!

Posted on May 12, 2022September 27, 2023 by careyourpresent

Remember this post that I made on 18 April 2022? Using Metaphysics in investment – Moon Phase Theory.

I had warned that we must be very careful of severe corrections in crypto prices during eclipse be it Solar eclipse or Lunar eclipse. Is it a coincidence that LUNA rhymes with Lunar eclipse? You draw your own conclusions

See what happen after 1 May?

The collapse of UST/LUNA/TERRA and corrections for Crypto!

Besides the moon phase, there was also a solar eclipse on 1 May 2022. Usually there will be major effects to the markets from the eclipse. Do you believe in western astrology now?

In fact there is nothing superstitious about astrology. It is just how the planets including the sun and moon that revolve round our planet earth that will affect our energy and emotions thereby affecting sentiment in the crypto markets.

This image has an empty alt attribute; its file name is image-1.png — Image Credit: Coingecko

What is next for Crypto?

Many will be wondering so what’s next for UST and Luna and crypto prices as a whole? Here are my 2 cents view based on astrology.

As Jupiter enters Aries and after the Lunar eclipse is over on 17 May, crypto prices will stabilise and gradually recover. However do not expect a bull run. Bull run for crypto will come only when Jupiter enter Aquarius.
Should we be prepared for the next major correction for crypto? Well, the next eclipse is in Oct. Take care! and bookmark this website for more updates!