Interest rates are going down The short-term interest rates are coming down…banks fixed deposits, Tbills, SSBs are coming down. Currently today is near the end of January 2023, likely banks will announce new fixed deposits rate soon. Quite likely it will be same or slightly lower for a while. Of course, you if are a…
Category: Investment and Finance
A real life case of Financial Independent but don’t dare to retire early
Financial Independent and Retire Early – The dream of many people This is the topic that many people like to think and dream about. Work hard, earn high income, save more, spend less, grow your passive income in order to become Financial independent. After that you can retire early and have all the free time…
If I am a dividend investor, this is what I would do….
Type of Investors/Traders There are many types of investors/traders, which type are you? The lists are very long. But before we start putting any capital investing, we should know what is your risk profile and what kind of investments would make you sleep well at night? This sleep test is one of the most powerful…
Financial Literacy 101 – Art of Managing your Wealth
Financial Literacy Financial literacy is the ability to effectively manage your money, which can help people make good decisions about their personal finances. It is important for people to understand their financial situation and make decisions about how they will use or manage their money. This includes understanding how much money you have to spend,…
Portfolio Update: 1 Jan 2023
Some brief introductions of my site First of all, Happy new year 2023! Let me start this post to share my journey for the past year 2022. I have started this site using wordpress.com on 5 April 2022 with the main objective to share about cryptocurrency (you can refer to my first post). I was thinking…
Unexpected SBJAN23 GX23010Z Auction Results
This is the auction result Singapore Saving Bonds SBJAN23 GX23010Z results was released at 3pm today. Let’s look at the result released at 3pm today. This Savings Bond was allotted using the Quantity Ceiling format. Applicants who applied for S$172,500 or lower were fully allotted, subject to the individual allotment limits.Applicants who applied for S$173,000…