SBAPR23 GX23040S – Singapore Saving Bond (SSB) Today is the 1st day of March and the new SSB rates are out again! We are back to above 3% again to 3.15%. As mentioned in my post on 24 Feb 2023 (SAVERs – How to maximize your interest and my Market Transaction/Updates), the worldwide interest rates…
Category: Investment and Finance
My Special Account Money (SA) in Central Provident Fund (CPF) – Cornerstone or Last Resort for Retirement?
Central Provident Fund (CPF) I believe CPF formed a large net worth of most working adults in Singapore, including me. I have talked about my current stage of in my reflection article (Portfolio Update: Feb 2023 and Reflection at half-life (hopefully) mark – 40 Years old). In that article, I have mentioned that “Reach CPF…
SAVERs – How to maximize your interest and my Market Transaction/Updates
Market Update – recession Recession risks are getting higher each day. For those who are into the market news would have realized that the conditions of the market are getting more and more volatile each day. It can up a lot one day and then down a lot for the another day (I mean for…
WOW amazing! QYLD with 13% p.a. yield and monthly distribution!
Passive Income This term is one of the key terms that many people like and hoped to achieve. It simply means having income generated from non-active methods such as your 9 to 5 job. In my last article (How to earn passive income using options), I have covered the basic of using cash secured puts…
Portfolio Update: Feb 2023 and Reflection at half-life (hopefully) mark – 40 Years old
Reflection Most people (consciously/subconsciously) always think that they are immortal (including the past me), thinking that the last day of their life on Earth will never come, especially while they are in their 10s, 20, 30s or even 40s. However, if you really stop and think, this is not the truth of life. I have…
5 Best Counters for Passive Dividend Investing
Busy Schedule Busy Life We are always very busy with work, life, hobbies, families, friends etc and many other things. With so much going on, it can be difficult to prioritize and find the time to invest in one’s financial future. Despite the importance of saving and investing, many individuals put it off, thinking they…