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Month: December 2022

Careyourpresent: Time is the most important

Posted on December 6, 2022September 27, 2023 by careyourpresent

Time is the most important I always advocate the most important gift that one can ever give to their loved one – be it family or child or parent is time. This is something which we always don’t have, especially that when we are busy working or busy with some other things that are actually…

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FIRE (Financial Independent Retire Early) but still working!

Posted on December 5, 2022September 27, 2023 by careyourpresent

I take inspiration to write this article from the recent posts of sg finance bloggers who goes back to work despite FIRE. Few examples, Christ from Tree of Prosperity despite FIRE (Financial Independent, Retire Early) very early (likely with huge buffers) shared in his recent post that he went back to legal work. Happyreitinvestor FIRE but…

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Market is showing sign of weaknesses or strength NOW

Posted on December 4, 2022September 27, 2023 by careyourpresent

What’s Now? This is a short post to provide market update and my view. Is the Market is showing sign of weaknesses or strength NOW? Reit/Stocks/Crypto lovers time to buy buy buy? Market update The market has a huge one day jump last week before starting to show sign of weaknesses whereas 10 years US…

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Singapore Saving Bonds – This month SBJAN23 GX23010Z is out! 1st year 2.95%, 10-year average 3.26%! Buy Buy Buy or ignore?

Posted on December 1, 2022September 27, 2023 by careyourpresent

BJAN23 GX23010Z The rate is out – it’s not bad 3.26% for 10 years. Although it is lower than last month, but 3.26% for 10 years are not bad! Higher than OA but lower than SA! Other alternative? Of course, if you look at Fixed deposit rate (example, CIMB give 3.95% for 6 months), it’s…

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Why buy equities when saving accounts give 5% or more?

Posted on December 1, 2022September 27, 2023 by careyourpresent

Interest Rate Fed has been increasing interest rate which results in the rate increasing for other countries in the world such as Singapore. We can see from the recent rush into Fixed Deposit, Singapore Saving Bonds, Treasury Bills etc. Saving accounts are also having war every now and then. During the early part of each…

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