Careyourpresent - Careyourpresent

Careyourpresent : Why is Gold useful?

Posted on July 30, 2022September 27, 2023 by careyourpresent

This is an article for the Careyourpresent series. This article is about gold and not about gold. CONFUSING? Yes it is. Let’s read on to find out more.

This article is about Careyourpresent, thinking of what is the more important things in life. I believe that Library is a favorite place for many kids. Many parents will go libraries with their kids regularly. One of the more popular section of the library will be comic books. Recently I have borrowed a series of book from the library. My kids love this series.

Story of Stupid Wolf

What is this story about? Who is stupid wolf?

The main character of these series of comic is “Stupid” Wolf. He is not the big ass evil wolf that want to eat pig or little red riding hood. Instead, he is very different. He is stupid and yet not stupid. He is a depiction of what many of us have lose as we progress into adulthood from childhood – Innocent mind of a child. When we grow up, every second we need to busy, things that we do must have a purpose/benefit, we no longer be happy with small things, always thinking positive about things etc. In the story, his friends like to laugh at him for his “stupidity” but he don’t feel anything, simply still happy with what he do. When we were child, we are able to do that. But as an adult, I think this is no longer possible. Anyway, if you do know how to read Chinese, please go read these books. For now let me share one of the story with you.

Every book in series comprises of small little stories in each book. For this book it is titled “Insomnia at a Field“. I was intrigued when I first read the title of this book. How can a Field can’t sleep? This is weird. As I read on, the more confusing I get but the more intrigued I get too.

This story is a follow up of the previous story where Stupid Wolf left his hometown to search for this parents (keeping long story short, his parents quarreled over stupid reasons and left him alone in his house for world travel). He travelled day and night across rivers, mountains, seas, villages, forests and eventually reach this green field. While he was walking along this field, he is very tired and wanted to find a hotel to stay. However, he can’t find. Eventually he fell asleep at the road side. Then something very interesting happen…

A group of animals appeared, walking aimlessly in the field. They are big wolf, fox, rat, raccoon and badger. What are they doing there? Apparently they have something in common – insomnia. They have not yet close their eyes to sleep for even a moment for half a year! What happened? Let’s read on.

While walking aimless on the field, they hear a very nice sound….the sound that they have never heard for so long.

ZZZZZZzzzzzzzzzzzzzz

They heard the snoring sound of the Stupid Wolf. They missed this sound and keep wondering how come this Stupid Wolf can sleep so well and even at the roadside. However, they can’t! After some discussion, they decided to bring him home and ask him to teach them!

They tied him up with a road with the help of an owl (who is also insomnia) and bring him to the house of Raccoon so that they can question and ask him when he wake up later. At the racoon’s house, that racoon keep wondering how come Stupid Wolf can sleep but he cannot? Why? Why?

As the racoon keep wondering, while listening to the nice snoring sound of the Stupid wolf…. he accidentally felt asleep.. Few hours later, Stupid Wolf woke up. He is confused and wonder where is this place. He keep thinking and finally concluded that he might be captured by robbers! and the Racoon should be captured too. He tried to save racoon by pulling himself and the racoon out of the house.

When is he out of the house, he was beaten up by the animals and fainted. Haha. The animals thought the Stupid Wolf has killed their friend – raccoon who was actually sleeping. After some clarify and discussion, then they realized what has happened! Racoon did not die and in fact Stupid Wolf has cured racoon of his insomnia! The racoon also managed to start to eat well. The animals are excited and asked the Stupid Wolf to help them too! However, the Stupid Wolf is fainted now due to their beating. Hence, they have to wait for him to wake up.

The night came. Stupid Wolf wake up and discovered that racoon is beside him and asked him what happened. He explained to him that the animals can’t sleep. Stupid Wolf asked why? Racoon explain what have happened….

Half a year ago, the animals found gold in the ground. All the animals wanted the gold. Some of their animal friends die because they went to steal the gold at night – for example the owl’s wife was killed because she secretly hang the gold on her neck at night while flying off. As a result, the big wolf said that the gold belong to him and the other animals cannot touch them or else he would attack them. The other animals also wanted the gold and scared that the big wolf would come attack them at night. Guess what happened?

All the animal become insomnia since that night. They can’t sleep as they are wary of one another.

Suddenly the Stupid Wolf asked racoon.

Why do you need the gold? Can the gold be eaten? Or you want golden teeth in your mouse?

Racoon answered. No. Cannot…

Then why do you need the gold?

Suddenly, the Racoon see the light. He don’t want the gold! He only wanted to marry the girl racoon that he met half a year ago at the river opposite the field However, he didn’t go find her because he is worrying about the gold! He missed out other great things in life because of useless gold! Hence, he went to find the girl, marry her, solved his insomnia.

Other animals also realized their stupidity and the fact that they don’t need the gold. In the end, everyone felt asleep happily at the field….except the wolf and his gold… There are more story about the wolf and his gold later, but keep thing short, he eventually realized that he don’t need the gold too and went to pursue more important things in life.

Dear Readers, what are the morals of this story?

Some things like gold and wealth, may seem to be very important in your life. Of course I agreed that they are important for survival. But there are other more important things in your life – your family, your goal, your life, your health, your happiness, your sleep etc. Sometime we need to stop and think, let your innocent mind of yourself when you were a child to take over and find out what are really important to you. Enough is enough, wealth beyond a certain amount are just numbers in bank. Do you really need that much? When you hit your goal of 1 millions, suddenly you think of inflation, need save more for the future, you want to get 2 millions, 3 millions…..10 millions….hence you work harder and harder grinding at the work you don’t like (of course if you like the work, it is different story). What if suddenly you died next day? Stop shifting your goalposts for wealth. One day when you are old on your death bed. Can you bring all these money/gold/wealth/condos with you? Or would you regret not spending more precious time with your love ones or spent more time to do things that really matter to you?

CAREYOURPRESENT!

Please feel free to let me know your thoughts about this story too.

Let me end this post with a comment from a guy which recently took a career break because of family. Do read the orange box part.

If you want to receive regular updates about my site. Please key in your email below to subscribe.

[jetpack_subscription_form show_subscribers_total=”false” button_on_newline=”false” custom_font_size=”16px” custom_border_radius=”0″ custom_border_weight=”1″ custom_padding=”15″ custom_spacing=”10″ submit_button_classes=”” email_field_classes=”” show_only_email_and_button=”true” success_message=”Success! An email was just sent to confirm your subscription. Please find the email now and click 'Confirm Follow' to start subscribing.”]

Do also follow me via the following

Careyourpresent: Frozen. Let it go!

Posted on July 25, 2022September 27, 2023 by careyourpresent

Everyone has watched this show before – Frozen. One of the key song inside is “LET IT GO”. It’s a animation, it seems easy and fun to let it go, but in real life this is very difficult. How many people can really really let it go? But in real life, we have let go many things and have to keep let it go! However, it is really really very tough!

Can you remembered how difficult it is to let is go? Let me share snippets in life with you.

Baby time – can you easily let go of your milk milk and diaper? For those who have kids, you would definitely remember that it very tough for the kid to let go of their diaper. They usually have a period of not willing to give up diaper.
Sit, walk, run, eat – As parents, do you feel sadness, difficult as they move from each stage of their growing? From learning to eat mushy soft food to eating normal food, from lying down to starting to crawl, flipping over, sit, walk and run…Remembered the first time to let go of their hands to let them walk themselves? Remembered their first time in playground?

My son who always stopped suddenly at the roadside to admire the plants, leaves, flowers. Now he stopped lesser, but he remembered that we always stop with him.

Preschool transition to Primary School – Many kids are worried on the first day of their Primary School. Many kids jitters to leave a place where they are in for more than an working adult is in office daily (I bet many people never realized this). Yes, you didn’t read wrongly. Pre-school opens from 7am to 7pm with no annual leaves, Adult works from 8.30am to 6pm with annual leaves. Did you suddenly realize that your kids have been put into a place daily without annual leaves for the first 6 best years of their live? Careyourpresent please. Back to kids, they can’t let go of the places where they are in for years. As parents, you can’t let go for them to move from pre-school that need your helps for almost everything to semi-independent young kid in Primary school.
Lower Primary – Primary 1-2 etc is where they need you most. Morning they go school, after class they come home (for those who have this luxury of letting them come home, thanks god for Covid which push the WFH trend). However, there are lots of kids who goes after school care while parents are fighting hard at work. By the time you pick them from after school care and ask them, “How is your day? Do you have anything interesting to share with me?” Most of them will just say no because you already missed the chance for them to share with you unless you asked them this question at 1.30pm after school. The chance to share is only at that moment while it is still fresh in their mind after school. Can the parents let it go for their work and bring them home (example live a lower standard of live with only single income family)?
- If we don’t let it go, how can we expect the kid to let it go of their work/family/friends to come a visit you whenever they are free etc when they are adults while you are aging in your 60-80s? Or they will give the same reasons as what we have given to them now?
- “We put you in childcare because we can’t take care of you as we have to work to earn income for family, especially for you – my dear child.” “We put you in nursing home because we can’t take care of you as have to work to earn income for my family, especially for you – my dear parents.” Remember, they learnt from you through your action.

First day of primary school with my son. Do you still remember?

Upper Primary onwards – As they grow more busy with school work, CCAs, friends etc. They will have less time with you. If in their earlier years (preschools, lower primary etc), you didn’t spend time with them or open up yourselves to let them be comfortable to share things with you. Do you think they can let it go of their true feelings to share with you now? Do you think they can let it go of their time to do things they like and spend time with you? Once the time is missed, it is gone. But money can be earned back.
After graduation, starting work – Many of us while we are in schools, we are tired of classes/exams and hope to start work sooner to earn own upkeep. We want to let go of our 20 years of study life. When we start work after a while, many of us actually wanted to go back to study. However, can you let it go of your monthly stable income? The golden handcuff?
Changing job – Once you are in a job for quite sometime, happy with the leave, medical etc benefits, monthly salary, bonus etc, colleague/boss, environment etc. Are you willing to let it go and leave to spend time with your family or other things that are important to you even if you have earned enough? It’s very difficult to let go of your monthly paycheck, social/company status (especially for those leadership roles such as our manager, director etc role). Can you let it go while your family still need you or you simply need more time for yourselves, quit and spend time with family/yourself when you have enough? Especially those in your 30s 40s 50s etc with millions of networth.
Deathbed – However, fast forward on your deathbed, will you remember your social status or will you miss the best time of your lives with your families/kids, achieving your goals? Look at the newspapers, there are many stories where the kids of the ultra rich families fighting for inheritance. There are many people sharing their main regrets in live is don’t know how to let go in order to spend their precious time in the things that matters to them most (can be lives, can be families, friends, etc anything, only you know what matter most to you.)

Your life is only how long – if you are lucky, you can live to 80-90 years old. If you are less lucky, maybe 60-70s years old. For those much more unlucky, 30-50 years old. For those really really unlucky, 0-30 years old. Think of your current age now, which stage of live are you in now? Do you belong to the lucky or the unlucky one? How many decades/years that you live for now, how many years are you left with?

Many of you should have heard this before:

While you are young, you have Time and Energy but No Money. When you first started work as adult, you have Time and Energy with Some Money. As your career progress, you have Energy and Money but No Available Time to spend as you want to work on your career. When you are old, you have lots of money, but no Energy and no Time.

Many don’t believe me, but can you still simply run and play hide and seek with your kids when you are in your 70s? Can you still don’t sleep till weed hours to watch TV? Can you play roller coaster? It is Really Really no Time and No Energy and this cannot be reversed.

Now, refer to the picture above. Think of your life as a bucket. You only have limited Time and Energy. However, there are so many things that you want to put into your life – Money, Work, Families, Social Status, Friends, Hobbies, Exercise, Health etc. But life is limited, everyday is limited. You only have 24 hours per day. You can’t put everything inside your bucket. Many people keep trying to squeeze everything into your bucket (Life) but the fact is you can’t. It will overflow one fine day. Hence what can we do?

Learn from Elsa. LET IT GO!

Keep only the important things in your bucket. Let go of the rest. What are important things? Only you will know. Different people have different priorities/goals/objectives in life. Ask yourself what are the most/more important to you. Keep those and discard the rest. Discard now and don’t wait until your deathbed to regret.

For myself, I am in step 3 now. I am planning to Let It Go for work in my life for few years. Why? This is my current schedule and it is unsustainable. I am waiting for the step 4 timing to come.

6.15 am – wake myself for the typical brush teeth, prepare for the day etc.
6.30 am – wake son in primary school, give him breakfast, wash up etc and then bring him to school.
7.15-7.30 am – back home and prepare to bring younger child to preschool.
8.30 am to 1.30pm – Work (now I am lucky still some days work from home, but it won’t last long as employer is not supportive). For days not wfh, I take leave or ask spouse to settle
1.30pm to 2pm – pick son from school, settle son down and then lunch
2 – 6pm – work
6pm – bring preschool child home
6pm – 10 pm – family time then sleep
10~11pm – wake up and do my own things – research on cryptos, companies, reading, blogging etc until 1-2am before sleeping
and then the cycle repeats.
For weekends, I would spend one day to bring family out and another day to visit our parents who are also very sick (frequently visiting hospitals).
Some days I really cannot take it (old already need sleep), I slept at 10pm with the kids.

If you want to receive regular updates about my site. Please key in your email below to subscribe.

Do also follow me via the following

Careyourpresent: Action and not just talk only!

Posted on July 18, 2022September 27, 2023 by careyourpresent

This is the first post for my Careyourpresent series.

Many people read financial blogs to get ideas on how and what to invest.

However, most they forgot what is life. My Careyourpresent series aim to help to fill up this missing piece as well as serving as a reminder to myself.

Look at this spectacle, it is just a normal spectacle but it has great meaning to me and my family. I hope this will give reader some insight/reminders too. In fact I just wrote this post with this spectacle after not wearing any glasses for 20 years.

Let me share a story and the insights that I have gained today.

Since my primary one, 30+ years ago, I was diagnosed with shortsightedness. I have to wear specs and my glasses degree was increasing every year by almost 100 degree into my adulthoods. I was indulged in computer games as no one accompany me to play since young and I cannot go out. Everyday just play games in order to kill time and feel fulfilled. By the time I was in national service, my degree was 975 and 925. What does these two numbers mean? Basically every morning when I woke up, I can’t see the time on the clock face on the wall. I can’t see the face of the person who is less than 1 m away from me. That’s how sad it was. It was also 20 years ago I took the leap of faith, I went for Lasik and went without spectacles for 20 years.

Recently my eyesight start to deteriorate. My wife asked me to get a pair of spectacle but I refused because:

I still can see most things except only some near reading on computer screen. I am don’t want to wear a spectacle after 20 years of spectacle free. In fact, I can see most things, why waste money and suffer the fate of wearing spectacles? As long as I don’t strain my eyes (force my eyes to see things that I can’t see by squeezing my eyes), my eyesight should not deteriorate and hopefully one day my body will repair the lost sight.

However Today 17 July 2022 – I went to make a spectacle. Why so sudden?

The above is my prescription. As you can see, its only 1.25 and 0.5 shortsightedness. I can survive without spectacle even for computer work but this spectacle has much more meaning than that.

As you may have guess it, since I have suffered the fate of very bad shortsightedness, I don’t want my two kids to suffer the same fate. I believe many parents would feel the same way – they want kids to be better and not to suffer the same fate that they have suffered before.

Given the technology age today, it is very difficult to prevent screen time for young kids, especially there are so many ICT classes in school, even starting from preschool where the teachers start to use ipad to show them videos/songs etc during class. However, I decided to be a “bad strict” dad in term of limiting their exciting screen time. I only allow them to watch 15 min maximum of tv (no phone at all using eye, but they can use phone to listen to songs/music) at interval of 5 minutes since their age of 4, i.e., watch tv for 5 minute, take a break look far for 5 min, watch tv for another 5 minutes and then another 5 minutes break before watching the last 5 minutes. In fact, tv is not everyday, maybe 2-3 time max per week. To put into perspective, a movie such minion is about an hour plus, they took weeks/months to complete the whole movie.

Additionally, I would also try my bring them outdoors, spend every single alive waking moment with them no matter how tired I am. This is my almost daily routine: wake up at 6am, bring them to schools, then go work, after work spent all my time to play with them or bring them outdoor to playgrounds/parks etc. After they sleep at 10pm/11pm etc, I would wake up to complete my unfinish work or do my favorite research in cryptos, stocks, macro, blogging etc and then sleep around 1-2am (which is what I am doing now at 12.54am, blogging, sharing my experiences).

Ok, back to the main story. Despite all these efforts, the fateful day still came this year as my elder son is in Primary One. After the school eye check up, they asked my child to go HPB for a checkup on 11 May 2022 and below is the result.

We are devastated (my son and I). Since young I have been nagging him to take care of his eyes so that he won’t be so high degree as his father and he did his best to follow. With the above prescription, he still can see most things but some of the words on the whiteboards he still can’t see it. We were advised by the doctor in HPB to make him a spectacle so to prevent the eyesight to worsen. We asked him if he want to make a spectacle. He said no for many times regardless of how many time we asked him to or the school teacher asked him to because he said

I still can see most things except only some near reading on school white board. I don’t want to wear a spectacle. In fact, I can see most things, why waste money and suffer the fate of wearing spectacles? As long as I don’t strain my eyes (force my eyes to see things that I can’t see by squeezing my eyes), my eyesight should not deteriorate and hopefully one day my body will repair the lost sight.

Sound familiar for the above line?

My son learnt from me.

Guess what happened surprising today, my son agreed to make his spectacle today less than 20 minutes after paid and left the shop today. We asked him again after we left the shop, he told us yes.

I didn’t realized how impactful I am to his life until today, few hours ago. I didn’t realized I meant so much to him until my wife told me just now after my son say yes.

As parents, we want the best for our kids and always nag/talk/teach them many many life education knowledge/stories/ideas which we think that would be the best for your kids. For example, you should learn to spend within your means. Save money, invest the rest etc.

All these are good advices but NO ADVICE CAN BEAT LIVE EXAMPLE FROM PARENTS. Many of us including me forget how impactful we are to our kids when THEY ARE YOUNG. You are their role model and they will learnt from you. Please remember that the older they grow, they less they need you. You are very impactful to their lives NOW when they are still young.

THEY ARE ONLY YOUNG ONCE. ONCE THEIR YOUNG PERIOD IS GONE, IT WILL NEVER COME BACK. I hope this post will serve to remind myself and readers to Careyourpresent. In fact, currently I am planning/contemplating/boosting up my courage to take the next step of transiting my family from dual income to single income + investment income soon.

Lastly I want to end with the picture below which I saw it few years ago on facebook. Basically this post say,

Your time with kid is really very short. Only after a short while, your kids will not watch cartoons, will stick with friends, lovers, then suddenly started working. If you missed this period, you will never get it back.

Side story:
I don’t know if we are correct to ask him to make his spectacles as after reading some science research reports, I still believe as young kids are growing up, their eyes are also growing, if without getting used to wearing spectacles, their short sightedness may goes away one day as they grow up as long as they don’t strain their eyes during normal days. However, most of the time, young kids will strain their eyes by trying hard to see things that are blur which will usually worsen the eyesight.

Launch of Careyourpresent Series

Posted on July 12, 2022September 27, 2023 by careyourpresent

If we look at the current market conditions:

Hyper inflation
Potential recession coming
Winter for Crypto
Pending even more severe bear for markets (my own opinions)
QT, liquidity issue
Rising interest rate
Food storage
Wars
Astrology/Metaphysics forecast of worse markets going ahead

It is it obvious that the 2nd half of the year will be worse. Hence, please keep cash (I have over 50% cash now), prepare your war chest to whack and be brave to whack in order to earn your generational wealth. when the time comes.

For Crypto, many of the DeFI sites are dying, hedge funds (e.g. 3AC), CEX dying, many rugpulls etc. As shared in my previous post1 and post2, stick to “blues”, keep your tokens in the ledger wallets instead of CEX or DeFI site. When it is the time to hide and wait for chance, please do so and don’t be too brave. Reserve your bullets for the real wars later.

Meanwhile while waiting patiently for the markets, I think I will launch my Careyourpresent series to share my views on how to Careyourpresent first. I have also updated About me in my site to share a bit more about myself. Do read it and share your thoughts!

Lastly I will end this post with two quotations:

Care For Yourself please. Treasure Present.

Posted on May 13, 2022September 27, 2023 by careyourpresent

The recent collapse of Luna/UST has affected many people. Lots of lives/savngs/money have been lost. In twitters and other social media, they are people saying that they want to commit suicide or have already done so. Please don’t. Your love ones are more important, you are more than just money.

Please take care. Live is beautiful. Careyourpresent please.

Birth of Careyourpresent

Posted on April 5, 2022September 27, 2023 by careyourpresent

No one CaRe about Your PresenT more than yourself. You will get CRYPTO and that’s the new trend!

Every one should have heard of the above, but who remember to Careyourpresent?

Treasure your time with your love ones? Most of the time we are busy with work, spending your precious time pursuing something which you don’t like but have to do in order to earn a living. Love and care for your PRESENT!

Many people want FIRE, but how many manage to do it? Now Web 3 is giving everyone the equal opportunities to achieve, it is up to you if you want to grab it.

Heard for Crypto, DeFi, Cex, Gamefi, Blockchain etc but very loss on how to start? This site will give you the information on how to start, continue and the latest trend in Crypto!

Of course, also will include information about life tips! Afterall, life isn’t all about money!