Posting this article is actually detrimental to myself. By posting this article, this means more people will be aware of the Singapore Saving Bonds this month. Selfishly, this month I want to buy lots of bonds (to max my 200k limit), especially next month yield likely will drop. If you look at this month bond,…
Category: Investment and Finance
Battle of Enough VS Spending for Financial Bloggers
Recently, there are many “sparring” or “discussion” among many of the financial bloggers for the past few days, especially for those famous bloggers who are financially independent. Let me share some of these posts: Are Financial Influencers spending too little for their own good? by Christopher who is Financially Independent at age 39 but still…
Ultimate Formula for FIRE (Financial Independent, Retire Early)
Many people would want and love to retire early after financial freedom, but the issue is there are many questions that stop people to really retire even if they really has enough money/cash flow? Do I have enough when I retire now? Would I run out of cash before I leave the surface of Earth?…
SBDEC23 GX23120Z – a must buy for Saver!
This month SSB is great. 3.4% for average 10 years with 1st year 3.3%. With FED sound hawish, and the market “rallying” for past few days, those who afraid that rate will drop, can buy some SSB now. Let’s Recap First! Let’s us recap the advantages of SSB first: Let’s us recap the disadvantages of…
Demise of REITs and do you still believe in REITs?
Reporting season is coming now. HIGHER financing costs due to the rising interest rate will continue wreak havoc on Singapore-listed real estate investment trusts (S-Reits). Distribution per Units (DPU) will drop which will result the drop in share prices, which currently many of the REITs are already dropping in price even before the results. iEdge…
Treasury Yield so high. I am fearful. So I sold all.
The 10yr and 30 yr US treasury yield is very high now – 5%. REITs are highly sensitive to interest rate. I am fearful, so I have decided to sold all on 20 Oct 2023. I am scared and worry with huge paper losses. You can see below.