This is a follow-up to my previous article: FIRE and the Big Dilemma – Dividends vs Safe Withdrawal Rate: Which One Helps You Sleep at Night? Do read if you have missed it! In that last post, we explored the dividends vs. SWR dilemma faced by many in the FIRE (Financial Independence, Retire Early) movement….
Category: Investment and Finance
FIRE and the Big Dilemma: Dividends vs. Safe Withdrawal Rate – Which One Helps You Sleep at Night?
So, you’ve made it. After years of grinding, saving, and investing like a maniac, you finally hit your FIRE number. Financial independence is yours. No more alarm clocks. No more bosses breathing down your neck. Just freedom. But then, reality kicks in. “How do I actually live off my investments?” This question keeps a lot…
Deep Dive into Mapletree Industrial Trust (MIT) for 3QFY24/25
Let’s do some analysis of the latest result of Mapletree Industrial Trust (MIT) Financial Performance Analysis 1.1 Revenue & Profitability Metric 3QFY24/25 3QFY23/24 YoY Change (%) Gross Revenue (S$’000) 177,311 173,886 +2.0% Net Property Income (S$’000) 133,238 129,855 +2.6% Amount Available for Distribution (S$’000) 99,860 97,665 +2.2% Distribution Per Unit (DPU) (cents) 3.41 3.36 +1.5%…
Record Dividends for Year 2024!
024 is record dividends for me! Cashflow of $4.8k per month, much more than my household expenses, FIRE! Dividends are payments made by a company to its shareholders as a way of sharing its profits. When you own stock in a company, you are essentially a part-owner, and dividends are your share of the company’s…
Time Flies – End of Year 2024
Time flies, it’s the end of the year 2024 again. Personal Updates Move House and renovation I haven’t been blogging much this year as I am busying selling my old flat and buying new flat. Both are HDB flats, and yes, I didn’t succumb to the CONDO dream of Singaporean. On 22 Nov 2024 (Friday),…
Interest Rate Cut on the Horizon…what’s next?
Interest Rate Cut on the Horizon…what’s next? This must be in the mind of many investors, especially for those into sensitive to rate instruments, such as S-REITS. Before the actual rate cut in the next few days, SREITs are up by more than 10% for the past few weeks. Congrats to fellow investors! I think…