If you’ve been keeping an eye on the currency markets, you might have noticed a steady trend: the Australian dollar (AUD) has been gradually slipping against the Singapore dollar (SGD) over the past few years. At first glance, this might seem like a niche issue for traders and economists. But currency trends like these can…
Author: careyourpresent
Building a FIRE Portfolio in Singapore: A Realistic Hybrid Approach That Balances Income & Growth
This is a follow-up to my previous article: FIRE and the Big Dilemma – Dividends vs Safe Withdrawal Rate: Which One Helps You Sleep at Night? Do read if you have missed it! In that last post, we explored the dividends vs. SWR dilemma faced by many in the FIRE (Financial Independence, Retire Early) movement….
This is My Real Story – my story of Power of Choice being taken away
Since young I find it hard to be happy, to live in the moment, to find purpose of life. That’s partially why I created this blog – to record my journey and find myself. Tonight / recently, I am watching this Chinese Show – 异人之下之决战！碧游村。 I am thinking if I should publish this post today,…
FIRE and the Big Dilemma: Dividends vs. Safe Withdrawal Rate – Which One Helps You Sleep at Night?
So, you’ve made it. After years of grinding, saving, and investing like a maniac, you finally hit your FIRE number. Financial independence is yours. No more alarm clocks. No more bosses breathing down your neck. Just freedom. But then, reality kicks in. “How do I actually live off my investments?” This question keeps a lot…
Doing Same Thing but Different Outcome
Recently, I keep sharing about life and what insights that I have gained. I guess this is sign of mid-life crisis and trying to find an identity and purpose of life for myself. Although many of us are doing this, but after all, life is not just work, earn money, spend and then work, then…
Look within yourself for Eternal Real Happiness
In our modern quest for happiness, we often search outside ourselves—seeking fulfillment in wealth, status, and external validation. Yet, sometimes the very source of joy lies within us, patiently waiting to be discovered. I came across these two timeless stories that illustrate this beautifully: the story of the beggar and the story of the king….