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Month: January 2025

New Fun Videos are out!

Posted on by careyourpresent

It’s always the little things that makes life happy.

It’s always the little things that makes life happy!

These few days are Chinese New Year, while we are busy visiting other houses, my kids spent some time meaningful in the night to do up videos! Hope that you will enjoy it!

Little joy always makes life happier!

Little achievement made her so proud!! They made YouTube Videos and I have uploaded into my YouTube Channel!

LEGO Lamborghini

As an avid hobbyist for LEGO, he owned many Legos set as well as many LEGO raw building blocks!. He always surprised us by just building some LEGO sets from scratch (just think through his brain, visualized and make it), which he did for this Lamborghini! He built this on first day of Chinese New Year on 29 January 2025 when he is only 9 years old!

Old Memories are always Fonding

I went to browse my old videos in another account and realized that we actually made some old videos too when they were younger!

This is the first video made by my boy on 12 May 2021. He was only 6 years old! Time Flies!

This is the 2nd video was made by my boy on 20 Jul 2021. 3 Years ago, while he was 6 years old! Time really files~!

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

CareYourPresent: The Power of Being in the Now

Posted on by careyourpresent

CareYourPresent: The Power of Being in the Now

In today’s fast-paced world filled with endless responsibilities, social media notifications, and perpetual multitasking, truly living in the moment often feels elusive. Yet, focusing on the present—the here and now—is fundamental to achieving peace of mind and a sense of fulfillment. CareYourPresent is more than a concept; it’s a guiding principle encouraging mindfulness and purposeful living.

REMIND YOURSELF on the followings!

Understanding the Present Moment

To live in the moment, or practice mindfulness, is to be fully engaged in your current experience without distractions or judgment. It involves:

  • Awareness: Observing your thoughts, emotions, and environment.
  • Acceptance: Embracing the present without resistance or attachment.
  • Participation: Fully immersing yourself in what you’re doing right now, rather than lingering on the past or worrying about the future.

This approach promotes numerous benefits, from reducing stress to enriching relationships and fostering a greater appreciation for life’s everyday beauty.

Why Focusing on the Now Matters

The present is the only time you truly have. The past exists as a memory, and the future is merely a possibility. By focusing on the present, you can:

  1. Support Mental Wellness: Mindfulness helps alleviate anxiety and depression by interrupting cycles of negative thought patterns.
  2. Build Stronger Connections: Being fully engaged with others enhances trust and understanding.
  3. Enhance Productivity: Concentrating on one task at a time leads to better efficiency and creativity.
  4. Cultivate Gratitude: Awareness of the present moment fosters an appreciation for what you have.

Practical Ways to CareYourPresent

Nurturing your connection to the present moment takes deliberate effort. Here are steps to make mindfulness part of your daily routine:

  1. Start the Day Mindfully: Begin your morning with a few deep breaths and a positive intention.
  2. Practice Gratitude: Reflect on what you’re thankful for, whether it’s a good meal, a kind gesture, or the sunrise.
  3. Minimize Distractions: Dedicate specific times to be free from technology and focus on meaningful activities.
  4. Engage Your Senses: Tune into what you see, hear, smell, taste, and feel to ground yourself in the moment.
  5. Focus on Your Breath: When overwhelmed, take a few slow breaths to recenter yourself.
  6. Reflect Each Evening: Spend a few minutes reviewing moments where you were present and consider ways to improve.

Navigating the Challenges

Living in the now isn’t always easy. Modern life often pulls attention in multiple directions. However, even small, consistent steps can make a big difference. When your mind wanders, gently guide it back to the present without frustration. Over time, this practice becomes more natural.

A Lasting Mindset

CareYourPresent is an invitation to experience life as it unfolds. By valuing the present, ordinary moments can transform into meaningful ones. As Lao Tzu wisely said, “If you are depressed, you are living in the past. If you are anxious, you are living in the future. If you are at peace, you are living in the present.”

Take a moment now to pause, breathe, and ask yourself: How can I honor this very moment? The answer might surprise you.

Record Dividends for Year 2024!

Posted on by careyourpresent

024 is record dividends for me! Cashflow of $4.8k per month, much more than my household expenses, FIRE!

Dividends are payments made by a company to its shareholders as a way of sharing its profits. When you own stock in a company, you are essentially a part-owner, and dividends are your share of the company’s earnings.

Why Dividends Matter:

  • They provide a steady source of passive income.
  • Reinvesting dividends can compound returns over time.
  • Dividends can act as a signal of a company’s financial health and stability.

Many people like to only see nice things. I shall post nice things for investment – Dividends! This is especially true for those who want to FIRE – Financial Independent Retire Early! Passive Dividend Income Cash > Expenses.

Huat with lots of dividends! I can FIRE, so can you?

Does the above looks nice? Increased in record cashflow for 2024?

Unlock Financial Freedom with Dividend Investing

💰 Imagine this: Your investments pay you every month—enough to cover your bills, your hobbies, and your dream lifestyle. That’s the power of dividend investing, and it’s your gateway to financial independence and early retirement!

🔥 Why keep trading time for money when your money can work harder for you?

📈 In our Dividend Investing Masterclass, you’ll learn:

  • How to build reliable, growing passive income that exceeds your expenses.
  • The secrets to picking dividend-paying stocks and creating a long-term portfolio.
  • Insider strategies to retire early and live life on your terms.

🏝️ Picture this: You’re free from the 9-to-5 grind, traveling the world, or simply enjoying your time—without financial stress. Whether you want to replace your salary or achieve peace of mind, this course is your blueprint to financial freedom.

💡 This isn’t just a course—it’s the first step toward designing a life where your investments pay for everything you need.

✨ Don’t wait! Start today and take control of your financial future.
👉 Join now and begin your journey to independence!

Let’s turn your dream of passive income into a reality.

COME and JOIN my course, you can email me at [email protected] to sign up! Counting down, few position left for signup only!

Photo by Traxer on Unsplash

WRONG!

I don’t need to show impressive things to sell courses, earn commissions, the above course is fake! I Don’t sell any course!

If I count my total return for last year, it is of low single digit only! (REITs are the culprits, haha)!

Do you still believe in what those GURUs show you to impress you before you sign up for their course? If there are so GURUs in the first place and can earn so much in their investments, why do they sell you course and charge you a fee? Might as well they spent more time to grow their own investments? Or perhaps one may argue that they are altruism, want to share their knowledge to the world, why do they still charge you?

Good articles that you should read!

People are drawn to dividend investing.

Why? Firstly, dividends provide a regular stream of income, allowing investors to receive a portion of the company’s profits on a periodic basis. This can be particularly attractive for individuals seeking consistent cash flow or looking to supplement their existing income. Additionally, dividend investing is often viewed as a more stable and predictable investment strategy compared to relying solely on capital appreciation.

I always write and share articles, especially on dividends which many people love them. Do read them!

Alternatively, you can go the right side of my page, there is a search bar where you can simply search “dividend” to see all my articles related to dividends!

Of course, you can search for other things that would interest you such as “Careyourpresent”, “Reits”, “Side Hustles”, “Fixed Incomes”, “Savings” etc.

CAREYOURPRESENT

Money just buy you the chance of freedom.

When you are young and working, you exchange time for money. When you are old, you can have lots of money but you can’t buy time back, especially the things that you have missed while busying striking out in career. Of course, if you love your career, and consciously know that you are missing out the first time your child walk or talk, that’s ok, but if you are the other spectrum, please do something about it.

Your kids grew up and they no longer need you to accompany them. They no longer want to sit on your lap to share/do things with you…all these time you spent in your 9 to 6 or even longer cubicles…can the money that you have earned by you back these?

We always thought we have more time with our old parents, but we are wrong. Time with them is ticking away every day. One day it will suddenly be gone. There is no regret medicine, no reset in time. Gone is gone and cannot come back. No matter you are billionaires or millionaires, you cannot reset this.

We always thought that we have more time with our spouse every day, but we are wrong. One day they will be gone too. When you read this, please go tell your spouse that you love him/her and he or she is the best thing that you ever had in your life.

I have picked out some of the more life reflecting articles of the CAREYOURPRESENT series. Do read them:

You can read more about my articles on Careyourpresent via the Category “Careyourpresent” or simply click “Careyourpresent” via the main menu bar.

REMEMBER:

Love your life daily.

You have one less day with your spouse, parents, children and yourself.

Time is ticking away.

For each passing day,

Enjoy and Treasure your Life!

For those who are interested in regular updates of my articles, please join the others to sign up for my free newsletter to has my newest blogposts sent to your mailbox for free!

For real time exclusive updates on market news/life (especially Crypto markets where the news move fast, important news will be shared directly via tweets or telegrams), do also join the platforms below and engage with other like-minded people!

You may also contact me via [email protected].

If you’re looking referral codes, do check out my referral and ebook page. Give it a try and who knows? You might end up loving these platforms! To be absolutely fair to all the readers, I am definitely using all these companies and they are useful to me! Likely will be useful to you too!

At the same referral and ebook page, you can also download my free ebooks and other free resources.

For quick references to these resources, you can see below.

  • Ebooks and other useful resources on enhancing productivity (Investment, Excel, Notion etc). Currently most of it are free at this moment (subject to change).
  • WeBull: A powerful brokerage with nice free welcome gift. You can refer to my guide here on how to signup! 4 Simple step only! Click here to register a new account!
  • MoneyOwl: You can use this 6SHU-93MC to get free grab vouchers and highly safe liquid cash fund account.
  • Trust Bank – You will enjoy free FairPrice E-Voucher referral if you sign up via my referral code KNDBPEPT. Simply download the Trust Bank SG App on the App Store or Google Play Store. Tap on “Use referral code” immediately after you start the app and key in: KNDBPEPT
  • FSMOne: P0413007. Good account to keep liquid cash in autosweep and to purchase investment at low fee.
  • Hostinger: You can use this link for hosting your new website. 20% off hosting!
  • Crypto.com: Use my referral link https://crypto.com/app/h92xdfarkq to sign up for Crypto.com and we both get $25 USD 🙂

Life is short

Posted on by careyourpresent

My mum passed away in Jan 2023. Time really flies. It has been 2 years. Life is really short and recently I am busying with many things in life where I couldn’t really have time to stop and take check in life.

And suddenly I will be 42 years old soon. My kids were babies, felt like they were just borned, suddenly one is in Primary One another one in Primary Four.

Life really files. The days are long but the years are short. One idea suddenly struck me to estimate how much time I am left with assuming I am lucky using ChatGPT.

Less than 5 digits of days left IF I AM lucky.

I URGE reader to go count too then you will only realised how short life is.

CAREYOURPRESENT

live in the moment now. Be happy everyday.