Interest rates are going down The short-term interest rates are coming down…banks fixed deposits, Tbills, SSBs are coming down. Currently today is near the end of January 2023, likely banks will announce new fixed deposits rate soon. Quite likely it will be same or slightly lower for a while. Of course, you if are a…
Category: Passive Income/FIRE
A real life case of Financial Independent but don’t dare to retire early
Financial Independent and Retire Early – The dream of many people This is the topic that many people like to think and dream about. Work hard, earn high income, save more, spend less, grow your passive income in order to become Financial independent. After that you can retire early and have all the free time…
If I am a dividend investor, this is what I would do….
Type of Investors/Traders There are many types of investors/traders, which type are you? The lists are very long. But before we start putting any capital investing, we should know what is your risk profile and what kind of investments would make you sleep well at night? This sleep test is one of the most powerful…
You will likely never run out of money with 1 million: Expectation vs Reality
Worry about running out of money Many people worry about running out of money regard how much they actually have. But how much money is enough? Will you really run out of money? Human tends to overthink a lot, buffer too much, worry too much, think too much…If we look deeper, likely you will need…
Singapore Savings Bonds SBJAN23 GX23010Z: A Safe and Secure Investment?
Risk Free Heaven Hunters Currently we are in the best world condition where interest rates keep rising, I believe that many yields hungry, but more risk averse people are hunting for the best yield returns for their idling cash. Is the coming Singapore Savings Bonds SBJAN23 GX23010Z with average yield of 3.26% a safe and…
4 Dividend ETFs that can let you sleep well even in the scary bear market
Dividend Dividend Dividend Many investors like dividend investing. Most of us will go the through of dividend investing to get passive income or cashflow. Most will pick Dividend Stocks after their own analysis. What are Dividend Stocks? Dividend stocks are companies that pay out a portion of their profits to shareholders as a form of…
