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Category: Fixed Income/Savings

Singapore Saving Bonds – This month SBJAN23 GX23010Z is out! 1st year 2.95%, 10-year average 3.26%! Buy Buy Buy or ignore?

Posted on December 1, 2022December 12, 2022 by careyourpresent

BJAN23 GX23010Z The rate is out – it’s not bad 3.26% for 10 years. Although it is lower than last month, but 3.26% for 10 years are not bad! Higher than OA but lower than SA! Other alternative? Of course, if you look at Fixed deposit rate (example, CIMB give 3.95% for 6 months), it’s…

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Why buy equities when saving accounts give 5% or more?

Posted on December 1, 2022December 12, 2022 by careyourpresent

Interest Rate Fed has been increasing interest rate which results in the rate increasing for other countries in the world such as Singapore. We can see from the recent rush into Fixed Deposit, Singapore Saving Bonds, Treasury Bills etc. Saving accounts are also having war every now and then. During the early part of each…

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Unexpected Outcome for Singapore Saving Bonds :)

Posted on November 29, 2022December 12, 2022 by careyourpresent

Allocation outcome Many people have balloted for the juicySBDEC22 GX22120S issue as the interest rate is indeed very juicy. The balloting results was out this afternoon at around 3pm and people would get either 14k or 14.5k! if you are a pair of couple of a family, you could get 29k for 3% plus per…

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Trust Bank referral and review (update to previous post)

Posted on September 5, 2022December 12, 2022 by careyourpresent

Thanks to everyone who have applied via my referral code earlier via my earlier post. KNDBPEPT After further researching, talking to friends, reading forums, please take note of one key point. Remember to apply for Credit Card first instead of saving account I have also updated my previous post to include the steps to apply…

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Trust Bank referral and review – new digital bank

Posted on September 3, 2022December 27, 2022 by careyourpresent

I believe many people would have heard about this new digital bank since 1 Sep 2022. There are posters everywhere on MRT, information about the bank everywhere on social media. This is a good deal in my opinion hence I thought I should share it too. https://www.trustbank.sg/ Long story short. You should sign up for…

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